Bonheur Scott Traino Group at Morgan Stanley

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Bonheur Scott Traino Group

OUR MISSION STATEMENT

There are two kinds of people out there. Those that plan by “design” and those by “default”. As Certified Financial Planners, we ensure every client plans their financial life by “design”.

Our Story and Services

How We Work With Our Wealth Management Clients

Our team's three Certified Financial Planners (Gregg, Michael, and Jason) focus on providing comprehensive wealth management and financial planning services to a select group of clients based in both New England and across the country.   We take a holistic approach to our planning process by incorporating all aspects of your financial life to truly understand the best way to make your assets work for you. 

Our four step wealth management process begins with a detailed discussion of your overall financial picture, including your current and future financial goals and objectives.  We focus on what is important to you; achieving a comfortable retirement lifestyle, planning for your children’s college education, ensuring that your estate plan is in line with your goals, providing for your significant other in the event of death, disability or long term care needs, managing the liability side of your balance sheet, or reviewing your current investments and recommending an appropriate asset allocation.  We believe that this conversation is the foundation for understanding our clients’ desires and developing a plan that is tailored to their needs. 

Taking our initial conversation into consideration, we will work with you to develop a written plan that is designed to help meet your short and long term financial goals.  We will provide you with specific investment and planning recommendations to demonstrate the value we can add to your situation.

On a regular basis we will work with you to review your investment performance and make necessary adjustments to your financial plan.  We recognize that your life is a moving picture and that your financial plan should be revisited to reflect any changes that may occur.

 


Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck.

Wealth Management Services

As Certified Financial Planners we believe that everybody has a financial plan, either by design or by default.  We work with our clients to develop a comprehensive plan by design that is disciplined and covers all aspects of their financial life.  Whether you are a business owner, retiree, or corporate executive, our team will take the time to understand your unique situation and customize a plan that complements your life.

Our interactive financial planning tools allow us to work with you in person or remotely to review and update your plan.  Planning to retire soon?  Contemplating purchasing a new home?  Evaluating the sale of your business?  We will work with you to model the effects of your decisions and help determine the best course of action for your financial future.


BST Wealth Management Capabilities
Financial Planning Document Checklist
LifeView Client Profile Questionnaire

LifeView Sample Financial Plan


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This material is intended only for clients and prospective clients of the Portfolio Management program.  It has been prepared solely for informational purposes only and is not an offer to buy or sell or a solicitation of any offer to buy or sell any security or other financial instrument, or to participate in any trading strategy.

Source: The Financial Times Top 400 Financial Advisors is an independent listing produced by the Financial Times (March, 2016). The FT 400 is based in large part on data gathered from and verified by broker-dealer home offices, and, as identified by the FT, reflected each advisor’s performance in six primary areas, including assets under management, asset growth, compliance record, experience, credentials and accessibility.  The rating may not be representative of any one client’s experience and is not indicative of the Financial Advisor’s future performance.  Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors pays a fee to The Financial Times in exchange for the rating.

Five Star Professional, as a third party research firm, identified pre-qualified award candidates based on industry data and contacted all identified broker dealers, Registered Investment Advisor firms and FINRA-registered representatives to gather wealth manager nominations. The Award does not evaluate the quality of services furnished to clients and it is possible that the recipient may have received unfavorable ratings from those surveyed.

Wealth managers and/or their firms do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers.
Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional.
For more information on the Five Star award and the research/selection methodology.

Corporate Executive Services

The Bonheur Scott Traino Group focuses on working with executives of public, private, and venture backed companies. We understand the demands of running a company often don’t leave time for you to ponder your personal balance sheet and the complexities that wealth can bring.

Our clients often have unique challenges such as hedging and diversifying concentrated positions of company stock, determining the best time to exercise stock options, making elections around restricted stock grants, efficiently transferring wealth to the next generation, and fulfilling charitable inclinations.

We simplify our executive clients’ lives by focusing on their financial situation to allow them to do what they do best: run their business.

Mitigating Risk with 10b5-1 Plans
Comprehensive Wealth Management for Corporate Executives
Basics of 10b5-1 Trading Plans
Corporate Executive Brochure
Executive Financial Services Capabilities Brochure


Institutional Retirement Plan Consulting

The Bonheur Scott Traino group also focuses on consulting with businesses and institutions for their employer-sponsored retirement plan needs. Whether you are evaluating alternative service providers or trying to take your existing plan and simply make it better, we assist you in assessing, analyzing and addressing the specific needs of your plan to help maximize its value to your employees and organization.

We consult for over 90 different retirement plan clients where there are typically 6 key areas of focus:

1. Help in improving participation rates & preparing employees for retirement
2. Ongoing support in understanding, managing and in many cases shifting fiduciary responsibility
3. Knowledge and experience in selecting and ongoing monitoring of plan investments
4. Guidance in evaluating and choosing a record keeper/provider
5. Help in understanding plan fees and expenses
6. Help in analyzing and maximizing plan design

For most of our clients, the 401k plan is only 1 of the many day to day responsibilities they have in their HR and Finance functions. With the ever changing retirement plan landscape, our goal is simplify and tighten up this part of your business.

Our Value Added 401k Services
Statement of Services to Our 401k Plans

Plan Sponsor Insights

Plan Sponsor Education - Financial Wellness
Tax Cuts, Auto-Enrollment and Saver's Credit

Please view our Retirement section below and click Learn More for additional articles.


Awards and Press

Team Awards

Bonheur Scott Traino Group Named to PLANADVISER "Top 100 Retirement Plan Advisers" 2018

Bonheur Scott Traino Group Named to Financial Times "Top 401 Retirement Plan Advisors" 2017

5 Star Wealth manager Award (All Team Members were Recoginzed in 2014 and 2015)

Individual Awards

Jason Traino Named to Forbes "Best in State Wealth Advisors" 2018

Gregg Bonheur "Five Star Wealth Manager Award" 2014, '15, '17, '18

Jason Traino "Five Star Wealth Manager Award" 2013, '14, '15, '16

Michael Scott "Five Star Wealth Manager Award" 2013, '14, '15, '16, '17



Meet Bonheur Scott Traino Group

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.

  • Asset management
  • Traditional investments
  • Alternative Investments
  • Impact Investing

Family

Creating customized financial strategies for the challenges that today's families face.

  • Estate Planning
  • 529 Plans / Education Planning
  • Long Term Care Insurance
  • Trust Services and Accounting

Retirement

Working with you to understand your life goals and develop a truly personalized wealth strategy.  Today and for the years to come.

  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Annuities

Business Planning

Partnering with you on key aspects of your business such as ownership, liquidity and developing opportunities.

  • Succession Planning
  • Business Planning
  • Retirement Plan Sponsors
  • Corporate Pension Funds

Philanthropy

Making sure your philanthropic dollars are managed with the same best-in-class service as the rest of your wealth.

  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing

Insights and Outcomes

Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.

Ready to start a conversation? Contact Bonheur Scott Traino Group today.

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Awards Disclosures