Contact Us
The Horizon Group

OUR MISSION STATEMENT

Our mission is to guide our clients in all aspects of their financial lives, ensuring they achieve their life goals by leveraging the knowledge of our team and Morgan Stanley's extensive resources.

Our Story and Services

Our Story

The founders of The Horizon Group have worked together for over 16 years, providing comprehensive wealth management services for the personal and business needs of affluent clients.  We believe that managing wealth involves far more than managing an investment portfolio.  To us, it means taking the time to truly understand your financial desires and challenges, develop a comprehensive plan, and implement appropriate strategies.  Through Morgan Stanley, our team has access to a full spectrum of financial solutions designed to help our clients accomplish their goals.

Our team is proud to have earned both the Family Wealth Advisor and Corporate Retirement Director distinctions.  Each of these specialty designations are held by less than 3% of all Morgan Stanley advisors, and reflect our unique capabilities to provide more in-depth consulting around matters such as intergenerational family wealth planning and retirement plan consulting.   

We’ve built our practice on sound financial strategies, personal attention and long-term client relationships.  With passion and insight we partner with our clients, empowering them to create the future they envision. Our clients look to us as trusted advisors who can help them make informed financial decisions.

Your financial world can be complicated; let us help navigate your future.





Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck.

Services Include

  • Financial Planning
  • Wealth Management
  • Corporate Retirement Plans
  • Asset Management
  • Business Planning
  • Retirement Planning
  • Estate Planning Strategies
  • Long Term Care Insurance

Family Wealth Planning

Planning for your family’s financial future can be a complex and challenging process.  It requires special knowledge, experience and a deep dedication to understanding your family’s unique dynamics, values and priorities. To better guide our clients, our team has earned Morgan Stanley’s Family Wealth Advisor (FWA) designation.

The FWA designation is an accreditation program focused on the skills needed to deliver comprehensive, family-centric wealth management, including:

  • Having meaningful conversations about money with children and parents
  • Working together on a family business or other family enterprise
  • Defining and achieving philanthropic goals that align with family values
  • Estate planning and wealth transfer
  • Engaging the next generation in taking ownership of their finances


Financial advisors who hold the FWA designation have demonstrated their ability to work closely with families to understand their circumstances – not just their finances, but also their individual and collective goals and how they may impact one another. What this means for you is that our team takes a disciplined, diligent approach to delivering a high level of service and a standard of care that takes into account your family’s best interests and full financial picture.

We work closely with you and your family to help guide you through your financial and investment planning needs and assist you in planning for the future and whatever it may hold. In many cases we also coordinate with your tax, legal and other professional advisors to design holistic, strategic solutions to your most pressing concerns and to review your plans on an ongoing basis to ensure that they still fit your values and goals.

On behalf of The Horizon Group, we look forward to putting our resources and knowledge to work for you and your family.


Women and Wealth

Women and Wealth has been an important focal point of our practice for decades.  For many years, we have worked together as an integrated financial planning team, specializing in providing wealth management for women, many of whom are divorced or widowed.  Our practice includes many female business owners, executives and physicians.  It takes a special combination of support and expertise to work with women who are going through a life transition. 

The affluent couples who we work with find value in knowing that when one spouse passes on, their partner will have a trusted advisor to continue working with them through a difficult transition. As a knowledgeable team, we not only offer expert financial guidance, but work to make positive changes in our clients' lives.  We offer patience, experience and a straightforward approach, empowering our clients to create the future they envision.  The relationship expands to understanding our clients' concerns and needs, and helping to anticipate and plan for life changes that may occur.  We coordinate with our wide network of other professionals to help our clients in all areas of planning.

As a collaborative team, the members of The Horizon Group have devoted their expertise, empathy and knowledge to guiding and assisting their clients, so they can make informed and educated financial decisions.


Business Services

Morgan Stanley has one of the premier retirement plan consulting groups in the country, and we are proud to say our team has two Corporate Retirement Directors (CRD) within The Horizon Group.  CRD is a title awarded to less than 3% of all Morgan Stanley Advisors.  We focus on qualified and non-qualified plans, including plan design, investments, fees and employee education.

As a firm, we handle thousands of retirement plans with over $35 billion in consulting assets as of October 2017. As a team we work with a sizeable number of retirement plans, from small business plans with few employees, to larger more established plans with hundreds of employees.  We are well-versed in all types of corporate plans, including 401(k), Profit Sharing plans, Defined Benefit and Non-Qualified plans.

Fiduciary Services include:

  • Creation, education and governance of a Plan Investment Committee
  • Recommending and interacting on behalf of the plan with other service providers, such as record-keepers and third party administrators
  • Creating and monitoring customized investment platforms
  • Plan Benchmarking
  • RFP Services  


Most importantly, we take the time to understand the business owners' objectives so that we can help shape and create a plan that best accomplishes the goals of our clients.  We engage with the plan on multiple levels, including the ownership group, plan committees and the plan participants.  Our consultative, hands-on process positions us as an extension of the company's own benefits team.

 


In The Press

Meet The Horizon Group

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.

  • Asset management
  • Traditional investments
  • Alternative Investments
  • Impact Investing

Family

Creating customized financial strategies for the challenges that today's families face.

  • Estate Planning
  • 529 Plans / Education Planning
  • Long Term Care Insurance
  • Trust Services and Accounting

Retirement

Working with you to understand your life goals and develop a truly personalized wealth strategy.  Today and for the years to come.

  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Annuities

Business Planning

Partnering with you on key aspects of your business such as ownership, liquidity and developing opportunities.

  • Succession Planning
  • Business Planning
  • Retirement Plan Sponsors
  • Corporate Pension Funds

Ready to start a conversation? Contact The Horizon Group today.

Dow    53.91

26071.72
4:59PM

Nasdaq    40.33

7336.38
5:15PM

S&P 500    12.27

2810.3
4:59PM
Market Information Delayed 20 Minutes

This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: http://www.morganstanley.com/disclaimers/mssbemail.html. Any profiles and associated content are for U.S. residents only

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

The securities/instruments, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website do not necessarily reflect those of Morgan Stanley.

Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management AnalystSM (with graph element)®, and Certified Investment Management AnalystSM .

*Private Bankers are employees of Morgan Stanley Private Bank, National Association, Member FDIC

* Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.

Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.

CRC 1369093   12/15

Awards Disclosures