Karen J. Sites

Financial Advisor

Contact Me
Karen J. Sites

MY MISSION STATEMENT

Working with you to help preserve and grow wealth for your long-term goals

My Story and Services

About Me

Karen has been in the Financial Services Industry for over 15 years. She helps clients simplify complex wealth management concerns utilizing her experience and resources. She develops strategies focused on each individual’s specific needs.

She believes success in achieving important financial goals starts with a comprehensive wealth strategy. Karen will help you define what is most important to you and then formulate the strategies that are suited for your needs, whether you are accumulating wealth or investing for income, solidifying your retirement plan or devising a distribution approach that meets your lifestyle and legacy goals.

Karen with the resources of Morgan Stanley can help you take control of your financial future and prepare for the unexpected challenges as well as opportunities.

Karen lives in Bradenton, Florida with her family. When she is not working with clients, she enjoys spending time with her family and likes to travel to Alaska and Jamaica where she lived for several years.

Services Include

  • Wealth Management
  • Divorce Financial Analysis
  • Estate Planning Strategies
  • Life Insurance
  • Planning for Special Needs Individuals
  • Trust Services*
  • Cash Management

Securities Agent: CA, CT, FL, GA, IL, KS, MI, NJ, NV, NY, OH, OR, SC, TX, VA, WV; General Securities Representative; Investment Advisor Representative

NMLS#: 479894


Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck.

Location

Location

  • 2 North Tamiami Trail, Ste 1100
  • Sarasota, FL 34236


    Working With You

    Working With You

    Working With You
    My comprehensive approach to wealth management emphasizes actionable advice and customized strategies that help you achieve and maintain your financial success.

    Over the years, I have developed a disciplined five-step consulting process that allows me to design and implement solutions that make sense for your unique personal and professional situation:

    Step 1: Discover
    Our relationship begins with an in-depth conversation about what is important to you and your family, and what you hope to accomplish with your wealth. By asking questions and clarifying your needs and aspirations, I can gain insight into your challenges and concerns, as well as the values and preferences that shape your decisions.

    Step 2: Analyze
    Next, I review your current and future financial situation to identify opportunities, as well as potential risks.

    Step 3: Customize
    This is where your personal financial roadmap begins to take shape with specific strategies and the timetable required to achieve them. Your customized plan may help address education planning, income and retirement planning, asset protection, investment management, gifting, wealth transfer and more.

    Step 4: Implement
    Once you feel comfortable with the plan, I will work closely with you to bring all the elements of your plan to life. Where applicable, we will draw on the resources of both internal and external specialists for assistance. I will also collaborate with your other professional advisors—your accountant, tax attorney and estate attorney—to help ensure a cohesive, integrated strategy.

    Step 5: Review
    Over time, and as market conditions change or your life evolves, I will review your progress and revisit your plan, making appropriate recommendations designed to keep you on track toward your goals.

    Events

    Events

    Family

    Creating customized financial strategies for the challenges that today's families face.

    • Estate Planning
    • 529 Plans / Education Planning
    • Long Term Care Insurance
    • Trust Services and Accounting

    Retirement

    Working with you to understand your life goals and develop a truly personalized wealth strategy.  Today and for the years to come.

    • 401(k) Rollovers
    • IRA Plans
    • Retirement income strategies
    • Annuities

    Business Planning

    Partnering with you on key aspects of your business such as ownership, liquidity and developing opportunities.

    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Corporate Pension Funds

    Ready to start a conversation? Contact Karen J. Sites today.

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    This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

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    *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

    Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

    The securities/instruments, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website do not necessarily reflect those of Morgan Stanley.

    Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

    Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management AnalystSM (with graph element)®, and Certified Investment Management AnalystSM .

    *Private Bankers are employees of Morgan Stanley Private Bank, National Association, Member FDIC

    * Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.

    Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

    Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

    Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

    Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.

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