OUR MISSION STATEMENT
Guiding families with care, so they may focus on the areas of their lives that bring them joy, meaning and purpose.
Guiding families with care, so they may focus on the areas of their lives that bring them joy, meaning and purpose.
At Lighthouse Wealth Management Group, we guide families with care. We are a tightly-knit team of experienced professionals with complementary strengths and a cohesive goals-based outlook. Innovative by nature, we seek out new capabilities to create greater opportunities for our clients, yet our fundamental outlook is decidedly “old school.” We value loyalty to each other and to the individuals and families we serve every day. We have deep roots in our community and a deeper commitment to sustaining its character for future generations.
Our clients believe, as we do, in the importance of building a longstanding relationship with their wealth management team. They have grown to depend on our proactive, high service model that is specially designed to ensure every client feels like our only client. Above all, as a caring advisory team who understands the importance of family and the financial freedom to pursue personal interests, our clients appreciate our true passion for finding solutions to their specific life challenges.
As a multigenerational team serving multigenerational families, we are proud of the fact that many of our clients have been with us for more than 20 years. We are honored to work with their children and grandchildren, and often their parents. We work seamlessly to provide exceptional service, objective guidance and results-driven strategies. When you work with one of us, you get the best of all of us.
What truly sets us apart is our strategically assembled team of seasoned professionals. We have fostered a diverse set of skills, becoming a financial beacon providing a focused comprehensive plan designed to navigate any financial challenge. We are committed to helping you grow and preserve your assets, so you spend less time worrying about your finances and more time focusing on the areas of your life that bring you joy, meaning and purpose.
We Are a Multigenerational Team Serving Multigenerational Families
We are proud to serve an exceptional group of people. Many are retirees. Some are multi-generational families. Others are working professionals and entrepreneurs. Essentially, all have accumulated significant assets and need a team of trusted advisors to help them:
• Maintain their current lifestyle now and in retirement
• Manage a major life transition with confidence, such as the sale of a business, the generational transition of assets, the receipt of a lump
• Serve future generations and leave a lasting legacy
A Guiding Light for You and Your Family
At The Lighthouse Wealth Management Group, we are devoted to earning your trust every day through ready access and open conversations, so we may be recognized as a guiding light, helping to secure your family’s financial success with clarity and peace for generations to come.
Our clients are much more than a portfolio of assets – they are families with active lives, who seek a team of advisors who will provide them with thorough, unbiased and carefully considered guidance on a full range of financial topics. When you work with us, you will be treated with respect, care, confidentiality and an unwavering commitment to you and your family.
We enjoy building deep and enduring relationships and have found we work best with individuals, families and business leaders whose priorities focus on:
• Working with a team of thoughtful financial advisors
• A multi-generational view of family
• A long-range picture of retirement and personal goals
• A conservative approach to investing
• Open conversations about wealth planning and investment expectations
Our clients include:
• Financially successful individuals
• Multi-generational private wealth families
• Retirees and individuals planning for retirement
• Corporate executives, professionals and small business owners
• Women seeking guidance for themselves and their family
• Individuals experiencing a significant liquidity event, who need guidance in managing the financial and interpersonal complexities it creates
While each client has a unique personal and professional situation, collectively they all have one thing in common: they are focused on achieving very specific financial goals, so they may secure their family’s financial future and pursue their personal passions.
As your life evolves, not only does your financial strategy become more complex, but your options for implementing it increase as well. At Lighthouse Wealth Management Group, we use a goals-based process that measures success by how you’re progressing toward meeting the goals most important to you. This thoughtful approach enables us to design and implement appropriate solutions to guide you in achieving and maintaining financial success.
Step 1: Understanding You
We begin with an in-depth conversation to understand your goals and the goals of your family, the concerns you have and what you ultimately would like to achieve.
Step 2: Analyzing Your Needs
Next, we review your current and future financial situation, identify the likelihood of reaching your goals, and address any potential shortfalls or the impact of unexpected life events. In this step, we’ll also reach out to your CPA and estate attorney to understand your existing tax and estate plans, so we can coordinate our strategies.
Step 3: Tailoring a Solution for Your Specific Goals
Here, we’ll prepare a comprehensive wealth management plan that addresses your individual income and cash flow needs, investment objectives and guidelines, and risk/return parameters.
Step 4: Implementing Your Plan
With our guidance, you’ll have access to a comprehensive array of strategies, services and programs that work in tandem to help grow, preserve and transfer your wealth, while remaining aligned with your personal goals and aspirations.
Step 5: Monitoring Results Against Your Goals
We oversee your progress on a daily basis and review the performance through ongoing calls and meetings. We may recommend adjustments over time, due to changing market conditions or changes in your circumstances, to help keep you on track towards achieving your goals.
A seasoned professional with 20 years of industry experience, Dennis is firmly committed to the continued growth and success of The Lighthouse Wealth Management Group and the families they represent. Success is measured by the depth and tenure of those client relationships. In addition to his duties as a Financial Advisor, Dennis is responsible for the team’s new business development and marketing strategies to thoughtfully represent The Lighthouse Wealth Management Group in the community.
As a Financial Advisor, Dennis enjoys guiding families to clarify their futures through financial planning. He helps them connect the pieces of their financial and personal lives into one cohesive strategy. Families appreciate his consultative, thorough overview when approaching their wealth and the security they feel seeing what they can accomplish with what they have achieved. Demystifying their investment world, Dennis provides comfort, so families can enjoy the wealth they have created and focus on the things that are important to them personally.
Throughout his career, Dennis has been committed to professional development. Dennis graduated Magna Cum Laude from Rollins College with an Honors B.A. degree and has completed the Young Executives Institute at the Kenan-Flagler Business School at the University of North Carolina at Chapel Hill.
Dennis currently lives in Jacksonville with his wife, Becky, and their three children. Active in his local community, Dennis serves as Vice President of the Monique Burr Foundation for Children and is a past President of the Rotary Club of Jacksonville Oceanside, where he remains a member. He has previously served as Chairman of the El Pescado Billfish Tournament. In his leisure time, Dennis enjoys tennis, fishing, boating and spending time with family and friends.
Securities Agent: AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, IN, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, NE, NJ, NM, NY, OH, OR, PA, PR, SC, TN, TX, UT, VA, VT, WA, WI; General Securities Representative; Investment Advisor Representative
An experienced wealth management professional, Andy has been a vital member of the Morgan Stanley family since 2000. Responsible for helping shape the strategic vision of Lighthouse Wealth Management Group, Andy combines his deep knowledge of the financial markets with operational excellence to guide the team’s clients in simplifying their financial lives, so they may enjoy the wealth they have created and leave the legacy they desire.
Andy’s disciplined process begins with asking the right questions and actively listening. This information then serves as the foundation for the development of a custom plan that reflects his clients’ goals for the future. If a particular situation requires specialized knowledge, he utilizes the global resources of Morgan Stanley to identify and deliver the expertise needed.
Since 2014, Andy has been a member of the firm’s Regional Financial Advisory Council. In this role, he works closely with senior management to discuss the most important issues affecting the financial services industry. This appointment recognizes Andy as an advisor who demonstrates the highest professional and ethical standards, as well as quality and consistency in his business approach and client relationships.
Andy is a graduate of the University of Florida with a Masters of Agribusiness and a B.S. degree in Food and Resource Economics. A former Chairman for THE PLAYERS Championship, Andy is actively involved in his community. He currently serves as Chairman of the Board of Discovery Montessori School, is on the Leadership Council for Take Stock in Children and is on the board of the Police Athletic League of Jacksonville. Andy and his wife, Leah, reside in South Jacksonville Beach with their three children. Favorite activities include enjoys hunting, fishing, golf and spending time with family.
Securities Agent: AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, NE, NJ, NM, NY, OH, OR, PA, PR, SC, TN, TX, UT, VA, VT, WA, WI; General Securities Representative; Investment Advisor Representative; Managed Futures
Brian is a Portfolio Management Director and Financial Advisor at The Lighthouse Wealth Management Group. With nearly 25 years of investment and banking experience at some of the world’s largest asset management firms, Brian brings a unique and highly engaging perspective – combined with his ability to build deep, longstanding relationships with each client – that truly sets his team’s practice apart.
Brian began his financial services career in credit and liability management at Merrill Lynch and later Morgan Stanley. In 2001, he was given an opportunity to become part of Morgan Stanley’s asset management division, working closely with the firm’s portfolio management team. This led to a similar role at Alliance Bernstein in 2006. Brian returned to Morgan Stanley in 2009 for the opportunity to share his industry knowledge and skills with individuals and families and build more personal relationships with clients.
Throughout his career, Brian has developed a strong understanding of economics and is well versed in the equity and fixed income markets. He has cultivated skills in asset allocation, investment management, banking and lending strategies, as well as retirement and estate planning. By advising the team’s clients on how to effectively grow, protect and transition their wealth, he has earned the reputation of being a valued and trusted advisor.
Brian graduated from the University of Florida with a B.S. degree in Business Administration. He lives in Ponte Vedra with his wife, Teresa, and their three children. Brian is active in his parish of San Juan Del Rio. He is also a member of the Meninak Club of Jacksonville and a volunteer with Junior Achievement. Brian enjoys coaching youth athletics, boating and spending time with his family.
Securities Agent: AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, IN, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, NE, NH, NJ, NM, NY, OH, OR, PA, PR, SC, TN, TX, UT, VA, VT, WA, WI; General Securities Representative; Investment Advisor Representative; Managed Futures
Bill has been helping financially successful individuals and families develop a financial security plan to address their specific needs since joining the firm in 1998. He is committed to delivering exceptional service as he counsels his clients in the areas of financial planning, asset protection and liability management. He also has significant experience in business succession planning and corporate retirement plans.
A graduate of Valdosta State University with a B.F.A. degree in Communications, Bill combines his industry knowledge and communication skills to deepen the team’s existing relationships, as well as foster new introductions. His disciplined approach includes the development of a comprehensive financial plan that incorporates wealth accumulation strategies and risk management techniques to help his clients maintain financial independence through each one of life’s important milestones.
Bill’s passion for helping clients achieve their financial goals is equaled only by his dedication to his family and his community. Born and raised in Jacksonville, Florida, Bill resides in Julington Creek Plantation with his wife, Jenny, and their three children. He is an active member of his community, serving as a board member of The Boys and Girls Club of North Florida and Dreams Come True. He is also a member of the Jacksonville Sports Council, St. Johns Rotary Club and attends Christian Family Chapel. In his free time, he enjoys playing football, basketball and golf, as well as coaching youth sports and spending quality time with his family.
Securities Agent: AK, AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, IN, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, NE, NJ, NM, NY, OH, OR, PA, PR, SC, TN, TX, UT, VA, VT, WA, WI; General Securities Representative; Investment Advisor Representative; Managed Futures
With more than 15 years of experience in portfolio management, financial planning and branch administration, Jared is First Vice President and Portfolio Management Director for The Lighthouse Wealth Management Group. He serves as the team’s lead portfolio manager, combining an in-depth knowledge of fixed income and equities with a highly personalized approach to assist clients in developing customized and comprehensive strategies that address their specific needs.
Over the years, Jared has earned the reputation of truly understanding his clients. He listens carefully to their unique goals and circumstances, working diligently to help them achieve their specific financial objectives and leave the legacy they desire.
With extensive experience in fixed income investing, Jared believes in applying a disciplined approach to portfolio management that strives to maximize predictability. What’s more, he takes pride in his ability to take complex financial concepts and effectively communicate them to his clients through knowledge and enthusiasm for the capital markets.
Jared graduated from Florida State University with a B.S. in Finance, B.S. in Marketing and M.B.A. He now serves as an advisor to the College of Business’ graduate programs. He and his wife, Jenifer, and their three children, live in Ponte Vedra. In his free time, Jared enjoys basketball, FSU and NY Giant football and spending time with his family on the beach.
BM/Supervisor; Securities Agent: AK, AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, IN, KS, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, NE, NJ, NM, NV, NY, OH, OR, PA, PR, SC, TN, TX, UT, VA, VT, WA, WI; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
Neil brings more than 17 years of asset management experience to The Lighthouse Wealth Management Group. In his role as a Senior Portfolio Management Director and Wealth Advisor, he works closely with financially successful individuals, families and business leaders to develop custom investment portfolios that reflect their specific financial goals, objectives and aspirations.
A member of the team’s portfolio management committee, Neil is highly skilled in asset allocation modeling. He conducts significant research to uncover opportunities that complement each other through heightened cycles of market volatility. He also has a passion for weaving personalized investment solutions into each client’s unique financial plan, and enjoys educating clients to help them go beyond the noise of the marketplace to stay focused on their individual plans.
Neil graduated with honors from the University of Florida with a B.S.B.A. degree in Finance. He is a graduate of Leadership Jacksonville and serves his community as a board member of Family Foundations, the Ponte Vedra Beach Rotary and the Volunteer Life Saving Corps. A native of Jacksonville, Neil currently lives in Ponte Vedra Beach and treasures time with his wife, Kristina, and their four children.
Securities Agent: AK, AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, IN, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, NE, NJ, NM, NV, NY, OH, OR, PA, PR, SC, TN, TX, UT, VA, VT, WA, WI; General Securities Representative; Investment Advisor Representative; Managed Futures
Susan is a Financial Advisor and Certified Divorce Financial AnalystTM at The Lighthouse Wealth Management Group. An experienced professional, Susan has been providing customized strategies to individuals, families and small business owners for more than 30 years. She focuses on in helping clients manage life-changing events, such as divorce, the death of a spouse or an inheritance, and is proficient in long-term care protection. Susan is committed to outstanding service and advice, delivered with compassion and integrity.
Throughout her career, Susan has developed skills in investment management, securities trading and retirement product development. For the past decade, she has focused her practice on providing comprehensive financial guidance during and following a divorce. She works closely with each client’s attorney and other trusted advisors to increase the opportunity for arriving at a settlement that can fully address her client’s short and long-term financial needs.
Susan takes pride in helping her clients effectively manage their financial obligations, so they may take care of the people they love, spend more time pursuing the activities they enjoy and support the causes that are most important to them.
Susan graduated from the University of North Carolina at Charlotte with a B.A. degree in Business/ Industrial Psychology. She currently serves on the Florida House Board of Trustees and is a member of the Institute of Divorce Financial Analysts. Susan lives in Ponte Vedra Beach with her daughter, who is a high school student and an equestrian. They are active with horse show competitions, their church and activities with friends and family.
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Securities Agent: AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, IN, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, TN, TX, UT, VA, VT, WA, WI; General Securities Representative; Investment Advisor Representative; Managed Futures
Albert Lupcho graduated from Villanova University with a B.S. in Economics and then served as a commissioned officer in the U.S. Navy and the U.S. Marines. Al served in Vietnam and then started his career as a Financial Advisor in 1975, joining Morgan Stanley in 2008 in Vineland, New Jersey. Albert is a Senior Vice President and Financial Advisor and lives in St. Augustine with his wife of 50 years, Anita.
Securities Agent: AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, IN, KY, LA, MA, MD, ME, MI, MO, MS, MT, NC, NE, NJ, NM, NV, NY, OH, OR, PA, PR, SC, TN, TX, UT, VA, VT, WA, WI; General Securities Representative; Investment Advisor Representative
Dave Lewis is a Senior Vice President and has been a financial advisor for 35 years. He is a Chartered Retirement Planning Counselor (CRPC) and holds the prestigious CIMA designation from the Investments and Wealth Management Institute, formerly IMCA. Mr. Lewis holds a B.A. degree and a Masters degree from the Florida State University. Dave and his wife, Caroline, live in Ponte Vedra Beach and enjoy travelling, snowboarding, and boating.
Securities Agent: AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, IN, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NJ, NM, NY, OH, OR, PA, PR, RI, SC, TN, TX, UT, VA, VT, WA, WI; General Securities Representative; Investment Advisor Representative
A CERTIFIED FINANCIAL PLANNERTM and member of the Morgan Stanley family since 2007, Wendy provides a wide range of financial planning services to the clients of The Lighthouse Wealth Management Group, ranging from retirement forecasting to estate planning. She enjoys working with families and business owners alike, guiding them as they plan for the various phases of their financial lives. In addition to her financial planning role on the team, she assists in portfolio management construction, analysis and monitoring.
Throughout her career, Wendy has been committed to continuing education. This enables her to remain on the forefront of the latest and most effective wealth management strategies and to continually strive to create a better client experience. After graduating from Davidson College with a B.A. degree in Economics, Wendy obtained her Masters in Finance with distinction from Boston College. She earned her CERTIFIED FINANCIAL PLANNINGTM (CFP®) designation from The Certified Financial Planner Board of Standards in 2010. She has Series 7, 66 and 33 securities licenses. She is also a Life, Health and Variable Annuity licensee.
Born and raised in the northeast, Wendy and her family moved to Ponte Vedra Beach in 1996. She is an Elder at Palms Presbyterian Church, where she is actively involved in her local community and various missions worldwide. Family is very important to Wendy; her greatest joy has been raising her identical twin sons, Greg and Will, who are now in medical school in Philadelphia. In her spare time, she enjoys most outdoor activities, especially golf, tennis and walking on the beach.
Renee’ has been serving financially successful individuals and families since 1996. She is committed to providing each client with caring and personalized attention. Her many responsibilities include new account processing, estate processing, portfolio maintenance and ensuring the team’s registrations and licensing remains current. Renee’ is focused on anticipating the changes and challenges of managing wealth so she is prepared to assist clients effectively as new circumstances arise.
Renee’ graduated Magna Cum Laude from Jacksonville University with a B.S. degree in International Business, and is Series 7 and 66 licensed. She lives in Mandarin with her husband, Steve, and their daughter, Katlyn. She especially enjoys Disney, playing on the beach, watching Gators and Jaguars Football, traveling, camping and anything that gives her the opportunity to spend time with family.
Drawing on more than 20 years of industry experience, Pam is often the first line of contact on a broad array of client specific services. Highly adept at answering client questions quickly and efficiently, Pam is passionate about providing excellent service. She not only knows how to meet each client’s specific needs, she knows how to anticipate them as well. Her patience and industry knowledge help provide clients with confidence and comfort.
Pam joined the group in 2015 and has been an integral member of the team ever since. She currently holds the Series 7, 63 and 65 FINRA registrations, enabling her to process unsolicited trades in addition to handling a variety of requests for clients, including new account processing, estate processing and portfolio maintenance.
Leigh joined The Lighthouse Wealth Management Group in 2011 with significant experience in the banking and insurance industries. As a Client Service Associate, she strives to ensure every client receives excellent service. Her many responsibilities include handling annuity and life insurance administration, education savings plans and 529s and IRA contributions and distributions.
Leigh graduated with honors from the University of North Florida with a B.S. degree in Business Administration and a minor in International Business. She studied abroad in Provence, France and has traveled throughout Europe. An alumnus of the Delta Sigma Pi Business Fraternity, Leigh enjoys volunteering for various organizations, including the March of Dimes and First Coast No More Homeless Pets of the Jacksonville area.
Leigh and her husband, Terry, and their son, Aiden, enjoy traveling, especially to Canada, to visit Terry’s immediate family. Her many interests include music and the arts, spending time with family, animal advocacy, yoga and soccer.
Born in Albany, GA, Misti has over 15 years of experience in the financial services industry. In her role as a Senior Client Service Associate, Misti is focused on serving the families we work with, building deep client relationships in order to effectively assist with their needs. Her extensive client service and operational knowledge are a crucial contribution to the Lighthouse Wealth Management Group and the families we serve each day.
Misti lives in St. John’s with her husband, Mark, and their two children, Corbin and Ava. On a day off you may find Misti with her family boating, cruising along the St John’s River or out enjoying nature by a campfire roasting marshmallows. Misti is actively involved in her church, participating in a ministry to bring Christmas to under-privileged kids. She and Mark also enjoy the hobby of building furniture for family and friends.
Racquel has been working in the financial industry since 1981. Over the years, she has developed skills and ways in providing excellent service to clients. Her main focus is client retention by making sure the administrative side of the business is running smoothly and client expectations are exceeded.
Racquel graduated Cum Laude from National College of Business and Arts (Philippines) with a degree in B.S.B.A. major in Accounting. She is Series 7 and 66 licensed. She also carries insurance licenses in Health, Life, Variable Annuities and Long Term Healthcare.
She is very active in the Filipino Community activities and spends most of her spare time with her granddaughter, Sophie.
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