Lori Villegas

CDFA, Senior Vice President, Wealth Advisor

Contact Me
Lori Villegas


Experience, intellectual capital and dedicated personal service to help you meet your life goals

My Story and Services

My Story

As a Wealth Advisor with over 20 years of experience who favors and prides myself on a consultative approach, I am committed to working with clients  to help  them reach their objectives. Today’s economy is challenging and at times overwhelming; managing your portfolio doesn’t have to be.  I am series  7, 65, 63, 31, and Life Insurance licensed, as well as a Portfolio Manager.

I believe a balanced life is the essence of happiness. As such, I’m dedicated to helping my community to be a better place to live and work and support several philanthropies and giving circles. When not working, I spend time with my husband and 2 small children.

NMLS: 1549167

Access to Private Banking >

Services Include

  • Asset Management
  • Divorce Financial Analysis
  • Estate Planning Strategies
  • Financial Planning
  • Philanthropic Services
  • Planning for Education Funding
  • Planning for Special Needs Individuals
  • Retirement Planning
  • Syndicate
  • Wealth Management

Securities Agent: CA, DC, DE, FL, GA, IL, KY, MD, MI, MO, NC, NJ, NM, NY, OH, PA, RI, VA; General Securities Representative; Investment Advisor Representative; Managed Futures

NMLS#: 1549167

Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck.

Working With You

Working With You

Managing wealth involves far more than managing an investment portfolio. It begins with developing a holistic, comprehensive understanding of who you are and the financial forces at work in your life. It means helping you understand and respond effectively to these forces. And, of course, it means helping you invest your assets in a way that reflects the realities of your life and the uniqueness of your long term goals. As a Financial Advisor, I am committed to building a relationship of trust in which I can work closely with you to help you define your objectives, explore alternatives and choose the financial and investment strategies that are most appropriate for you. As our relationship evolves, I hope you will come to regard me as a valued resource and a professional who can help you make more informed financial decisions.

Divorce Financial Planning

Divorce Tab.PNG

Community Involvement

Community Involvement

I believe my life has been very fortunate and helping those less fortunate is a priority in my life. I’m dedicated to helping my community to be a better place to live and work.  I am involved with several philanthropies and non-profits including Leadership Maryland, Believe in Tomorrow , Green and Healthy Homes, United Way  of Central MD (Women's Leadership Council, Tocqueville Society, Baltimore City Partnership Board), and various giving circles.

It is incredibly important that my children learn the importance of philanthropy.  I  lead by example and show them that you can make a tremendous impact with each small gesture of kindness.



  • Maryland's Top 100 Women, Daily Record- Circle of Excellence 2009, 2012, 2015
  • Baltimore Magazine 5 Star Advisors, 2012 -2016
  • John Mack Leadership and Culture Award 2016



  • 650 South Exeter Street
  • Suite 1100
  • Baltimore, MD 21202


    Working closely with you to guide your wealth and investments through the most challenging market cycles.

    • Asset management
    • Traditional investments
    • Alternative Investments
    • Impact Investing


    Creating customized financial strategies for the challenges that today's families face.

    • Estate Planning
    • 529 Plans / Education Planning
    • Long Term Care Insurance
    • Trust Services and Accounting


    Working with you to understand your life goals and develop a truly personalized wealth strategy.  Today and for the years to come.

    • 401(k) Rollovers
    • IRA Plans
    • Retirement income strategies
    • Annuities

    Business Planning

    Partnering with you on key aspects of your business such as ownership, liquidity and developing opportunities.

    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Corporate Pension Funds


    Making sure your philanthropic dollars are managed with the same best-in-class service as the rest of your wealth.

    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing

    Ready to start a conversation? Contact Lori Villegas today.

    Dow    141.57


    Nasdaq    10.86


    S&P 500    5.80

    Market Information Delayed 20 Minutes

    This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

    Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: http://www.morganstanley.com/disclaimers/mssbemail.html. Any profiles and associated content are for U.S. residents only

    *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

    Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

    The securities/instruments, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website do not necessarily reflect those of Morgan Stanley.

    Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

    Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management AnalystSM (with graph element)®, and Certified Investment Management AnalystSM .

    *Private Bankers are employees of Morgan Stanley Private Bank, National Association, Member FDIC

    * Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.

    Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

    Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

    Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

    Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.

    CRC 1369093   12/15

    Awards Disclosures