OUR MISSION STATEMENT
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Experience, intellectual capital and dedicated personal service to help you meet your life goals
The Pacific Wealth Management Group at Morgan Stanley provides affluent families a depth of knowledge and experience to back up our commitment to their success. Personal attention, open communication, and exemplary service stand as the pillars of our client relationships.
We employ a consultative process to explore and address each client’s advanced planning goals and needs. We begin with a discovery discussion to better understand our clients and what they want to accomplish, followed by a quantitative analysis of correlations, risks, cash flows, and asset classes. We then combine those two aspects of wealth management in order to develop an initial plan and investment policy.
Our clients’ major concerns are preserving wealth, tax management, transferring assets to future generations, protecting themselves from liability, and charitable giving. To effectively offer this depth of service and experience, we limit our practice to a select group of individuals and families for whom we can have the maximum impact.
Dale Miller serves as the team’s Managing Partner, Family Wealth Director and Corporate Client Group Director. He has a rare depth of experience in wealth management and trading, having transacted more than $5 billion of institutional and individual client securities during 19 years in private wealth management. He utilizes his insights and experience in managing clients’ tactical portfolios, hedging concentrated equity, and guiding corporate insiders with planning and reporting issues related to the SEC’s Section 16 reporting requirements.
As a Family Wealth Director and Corporate Client Group Director at Morgan Stanley, Dale is adept at providing customized strategies for wealthy families and business owners. Being a cofounder of a local technology company himself, he understands the unique challenges faced by successful business owners face.
Dale graduated from Willamette University with B.A. in economics and English, and he is the author of Sleeping Like a Baby: Investing in Volatile Markets (1998). Dale has served his community in many capacities, ranging from Scoutmaster to serving on the board of directors for multiple nonprofit organizations. Dale and his wife, Kari spend their “free time” raising their seven children.
Securities Agent: AK, AR, AZ, CA, CO, FL, GA, HI, ID, IL, IN, KS, ME, MI, MO, NC, NJ, NV, NY, OR, PA, TN, TX, UT, WA; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
Larry Garcia leads the team’s financial planning practice, and he has extensive knowledge and experience in retirement, business succession, estate, education and philanthropic planning strategies. He takes special care in establishing a big-picture view of clients’ overall goals and develops planning strategies that often include the input of their other trusted advisors, such as their CPAs, estate and business planning attorneys, trustees and insurance professionals.
Having achieved multiple industry designations, including Certified Financial Planner™ (CFP®), Chartered Life Underwriter® (CLU®), Certified Investment Management Analyst® (CIMA®) and Chartered Financial Consultant® (ChFC®), Larry has a breadth of wealth management experience that enables him to deliver comprehensive solutions to our clients.
Larry graduated from Santa Clara University with a B.S. in economics that included coursework at the London School of Economics. He also played intercollegiate volleyball for Santa Clara University and the University of London. Larry and his wife, Kelley, are the parents of two daughters, and they live in Kirkland, Washington. He is a current board member of the Kirkland Boys and Girls Club, and he manages the volleyball program at Holy Family School.
Securities Agent: AK, AZ, CA, CO, FL, GA, HI, ID, IL, IN, KS, ME, MI, MO, MS, NC, NJ, NV, NY, OR, PA, TN, TX, UT, VT, WA; General Securities Representative; Investment Advisor Representative; Managed Futures
Betsy Hansen serves as the team’s research partner. She conducts due diligence on investments for the team’s discretionary portfolios, assists with trading and research for ad-hoc clients requests, and engages with clients on a daily basis to offer market updates, and portfolio reviews.
Prior to joining Morgan Stanley, Betsy lived and worked in London, where she attended graduate school at the London School of Economics. Subsequently, she stayed in the area to work in London’s financial district at Variant Perception, a start-up global macroeconomic research provider, and then as a research economist at a startup economic consultancy.
Betsy has a B.S.B.A. in finance and economics from the University of Denver and a Master’s degree in economic history from the London School of Economics. She has been a Fellow at a variety of think tanks, where she studied and wrote about the economic impact of local and federal government policies, as well as banking, finance and monetary reform plans.
In her spare time, Betsy is a voracious reader and an avid skier. She also enjoys sailing, road biking, running, and traveling without a schedule.
Securities Agent: AK, AZ, CA, CO, FL, GA, HI, ID, IL, IN, KS, ME, MI, MO, NC, NJ, NV, NY, OR, PA, TN, TX, UT, WA; General Securities Representative; Investment Advisor Representative
David Keller is a Partner, Financial Advisor and Associate Vice President with the team. As a Certified Financial Planner ™ (CFP®) and Certified Investment Management Analyst® (CIMA®), he focuses primarily on helping clients apply strategic financial planning principles to tactical situations and specific areas of their balance sheets.
In his role, David works closely with clients to craft strategies for business succession, pre-IPO stock option exercise, retirement income strategies, intergenerational wealth transfer and risk management within the context of their broader goals. His specific focus and background lend themselves well to early employees, executives and founders involved in high-growth companies or industries, such as technology and gaming.
David graduated from Marquette University with a B.S. in finance and received his officer’s commission through the Naval ROTC program. While in the Navy, he served as the missile fire control officer onboard USS SHOUP (DDG-86). Following his military service, he started his civilian career in 2006 at UBS Financial Services and moved to Morgan Stanley in 2008. David and his wife, Corinne, live in Renton, Washington, and have two young children. They are active members of St. Joseph’s Catholic Church, and enjoy cheering for the Sounders, hiking, camping, and chasing their kids through the parks and playgrounds of the greater Seattle area.
Securities Agent: AK, AZ, CA, CO, FL, GA, HI, ID, IL, IN, KS, ME, MI, MN, MO, NC, NJ, NV, NY, OR, PA, TN, TX, UT, WA; General Securities Representative; Investment Advisor Representative; Managed Futures
Viyana has two decades of experience in the financial industry. She started out as a teller with Bank of America, and later moved to BAISI, Banc America Investment Services. She was then recruited to RBC as a Registered Associate and most recently served as a Senior Registered Associate at DA Davidson. Her longtime fascination with the financial markets led her to obtain securities licenses and she earned her CFP® (Certified Financial Planner™) designation in 2006.
Viyana was born in Laos, raised in Thailand, and grew up in Los Angeles. Presently, she resides with her family in Renton and stays active by keeping up with her twins.
On the Markets
Working closely with you to guide your wealth and investments through the most challenging market cycles.
Creating customized financial strategies for the challenges that today's families face.
Working with you to understand your life goals and develop a truly personalized wealth strategy. Today and for the years to come.
Partnering with you on key aspects of your business such as ownership, liquidity and developing opportunities.
Making sure your philanthropic dollars are managed with the same best-in-class service as the rest of your wealth.
This unique program offers qualifying clients a compelling collection of special offers and experiences, Morgan Stanley insights, and philanthropic ideas.
With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
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