Arlyne Brown

Financial Advisor, Financial Planning Specialist

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Arlyne Brown


Working with you to help preserve and grow wealth for your long-term goals

My Story and Services

Arlyne Brown

As a seasoned professional with more than 25 years of industry experience, I provide customized strategies to individuals, families and small business owners with a special focus on wealth management services for women, divorcees and widows.  I strive to deliver comprehensive planning and a commitment to outstanding service with passion and integrity.  I began my career in financial services in 1981 as an options trader for  a regional firm in Los Angeles.  Over the years, I worked at several firms, including E. F. Hutton, Jefferies and Company, and J P Morgan Chase.  I joined Morgan Stanley in 2009 and I most enjoy the opportunity to share my institutional knowledge with individuals and families and build more personal relationships with my clients.  My mother, Evelyn, has been my inspiration throughout my life, as she survived World War II in the Philippines, came to America and became a physician in the 1950's.  She raised the five of us with the values of strength, determination and fortitude to overcome life's biggest challenges.  I myself survived a head on collision, cancer and divorce.  I can easily empathize with my client's challenges and provide appropriate guidance to help achieve their specific goals.  My passion for helping people is equaled only by my dedication to family and community.  I am the mother of three grown children, grandmother to one, and an active volunteer at my church.  I currently serve as a Board Member of the San Diego Women's Foundation, a nonprofit organization focused on collective philanthropy to benefit underserved communities.  Originally from Los Angeles, I now live in Encinitas.  In my free time, I play golf and practice yoga.

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Services Include

  • Wealth Management
  • 401(k) Rollovers
  • Annuities
  • Asset Management
  • Divorce Financial Analysis
  • Estate Planning Strategies
  • Financial Planning
  • Fixed Income
  • Lending Products
  • Life Insurance
  • Long Term Care Insurance
  • Municipal Bonds
  • Retirement Planning
  • Sustainable Investing

Securities Agent: AZ, CA, CO, CT, DC, FL, GA, HI, IA, ID, IL, MA, MD, MI, MO, NJ, NV, NY, OH, OR, PA, SC, SD, TX, UT, VA, WA, WI, WY; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures

NMLS#: 1255520

Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck.



  • Morgan Stanley Pacesetters Club, 2012, 2013, 2015, 2016
  • Best Wealth Manager, Ranch and Coast Magazine, 2014, 2018
  • Five Star Wealth Manager, San Diego Magazine, 2016, 2017, 2018, 2019



  • 6041 La Flecha, Po Box 415
  • Rancho Santa Fe, CA 92067



    • MBA - Finance, University of Southern California, Los Angeles, CA
    • BA - Economics, UCLA, Los Angeles, CA
    • Series 3, 7 & 66 Licensed
    • CA Insurance Lic. #0G85478
    • New York Insurance Lic. #LA-1212766
    • University of Paris (La Sorbonne), Studied French Language and Culture



    • Kappa Alpha Theta Fraternity
    • UCLA Alumni Association
    • USC Alumni Association
    • Board Member, The San Diego Women's Foundation
    • North County Estate Planning Council



    Present: Morgan Stanley*
    Financial Advisor
    Rancho Santa Fe, CA

    J P Morgan Chase

    Phoenix, AZ

    Insurance Company of the West

    San Diego, CA

    Jefferies & Company, Inc.

    Los Angeles, CA


    Working closely with you to guide your wealth and investments through the most challenging market cycles.

    • Asset management
    • Traditional investments
    • Alternative Investments
    • Impact Investing


    Creating customized financial strategies for the challenges that today's families face.

    • Estate Planning
    • 529 Plans / Education Planning
    • Long Term Care Insurance
    • Trust Services and Accounting


    Working with you to understand your life goals and develop a truly personalized wealth strategy.  Today and for the years to come.

    • 401(k) Rollovers
    • IRA Plans
    • Retirement income strategies
    • Annuities

    Business Planning

    Partnering with you on key aspects of your business such as ownership, liquidity and developing opportunities.

    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Corporate Pension Funds


    Making sure your philanthropic dollars are managed with the same best-in-class service as the rest of your wealth.

    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing

    Ready to start a conversation? Contact Arlyne Brown today.

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    This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

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    *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

    Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

    The securities/instruments, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website do not necessarily reflect those of Morgan Stanley.

    Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

    Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management AnalystSM (with graph element)®, and Certified Investment Management AnalystSM .

    *Private Bankers are employees of Morgan Stanley Private Bank, National Association, Member FDIC

    * Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.

    Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

    Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

    Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

    Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.

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