OUR MISSION STATEMENT
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Experience, intellectual capital and dedicated personal service to help you meet your life goals
We believe success in achieving important financial goals starts with a comprehensive wealth strategy. We will help you define what is most important to you and then formulate the strategies that are suited for your needs, whether you are accumulating wealth or investing for income, solidifying your retirement plan or devising a distribution approach that meets your lifestyle and legacy goals.
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With knowledge and experience gained from being a Wealth Advisor in the financial services industry since 1998, Joe is qualified to build a Comprehensive Wealth Management plan that addresses all aspects of his individual and institutional clientele’s financial needs in a consultative and highly individualized way. He takes pride in developing personal and professional relationships with each of his individual and institutional clients. In addition to earning his Senior Vice President title, Senior Investment Management Consultant and Certified Investment Management AnalystSM (CIMA®) designations, he holds NASD Series 7, 31, 63, and 66 licenses as well as FL, NY, MA Life, Health & Variable Annuity Insurance licenses. Joe is an alumnus of the University of Central Florida, where he received his B.A. in Legal Studies. Joe earned his CIMA® designation from the Investment Management Consultants Association through the Wharton School, University of Pennsylvania.
A native of Florida, Joe lives in Rockledge with his wife, Elaina, and their three daughters, Ashley, Natalie, and Amanda. Joe enjoys golf, traveling to new locales, and spending time with his family.
Past and present activities: Cocoa Beach Chamber of Commerce, Leadership Brevard, Brevard Zoo, Rapport Leadership International, Investment Management Consultant Association, NFL Players Association Registered Financial Advisor, Daily Bread.
Securities Agent: AL, AZ, CA, CO, DC, DE, FL, GA, KY, MA, MD, ME, MI, MO, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, SC, TN, TX, VA, VT, WA, WI; General Securities Representative; Investment Advisor Representative; Managed Futures
Tim, a Financial Advisor and Senior Vice President with Morgan Stanley, has spent over 28 years in the financial services industry - all with the same company. Whether he’s working with high net-worth individuals, foundations, endowments or institutional clients, Tim has a knack of making complex financial concepts understandable. In addition to possessing his CERTIFIED FINANCIAL PLANNER™ - Practitioner (CFP®), Certified Investment Management AnalystSM (CIMA®), Certified Divorce Financial Advisor (CDFA) and Chartered Advisor in Philanthropy®(CAP®) designations. He holds insurance licenses for Life, Health & Variable Annuities. Tim graduated from Metropolitan State University in Denver, Colorado with a B.S. in Investment Finance. He also holds degrees in Business Administration and Resource Management, which he earned while serving in the US Air Force. He earned his Financial Planning Certificate from the University of Central Florida, his CIMA® designation from the Investment Management Consultants Association through the Wharton School, University of Pennsylvania and the CAP® designation from the American College.
Tim and his wife Cami are avid boaters and can usually be found somewhere on the Indian River. They have three children; Joshua, Logan & Kendall. They also welcomed the arrival of their first Grandchild last year.
Past and Present Activities: United States Air Force, Brevard County Estate Planning Council, Investment Management Consultant's Association, LEAD Brevard, Space Coast Honor Flight, NFL Player's Association Registered Financial Advisor.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
BM/Supervisor; Securities Agent: AL, AZ, CA, CO, DC, DE, FL, GA, KY, MA, MD, ME, MI, MO, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, SC, TN, TX, VA, VT, WA, WI; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
As a 20 year veteran of Morgan Stanley and the financial services industry, Terri has had the opportunity to wear many different hats. She began her career as a Sales Assistant with Dean Witter, remaining through the various mergers to what is now Morgan Stanley Wealth Management. She was promoted to Branch Manager’s Assistant in 1995 and Branch Operations Manager in 1997 where she earned the Assistant Vice President title. Terri’s operational experience, and superior skills in client service, problem solving, event planning, organization and follow-through, led her to join The Carter Hester Group in 2004. In addition, she is FINRA Series 7 and 66 licensed. As a Senior Registered Associate, Terri takes pride in developing long-lasting, effective personal and professional relationships with her clients. Terri’s lengthy tenure in the industry, knowledge base and communication skills increase the ability of The Carter Hester Group to offer clients the highest and most sophisticated level of service.
A native of Tennessee and 28 year resident of Merritt Island, Terri and her husband, Arnie, are a blended family with four grown children and three grandchildren. An amateur chef, Terri enjoys cooking for her family and friends. She is actively involved with the American Cancer Society and several other local charities.
Faith joined our team in June 2011 as a Client Service Associate. Prior to joining our team Faith was employed by the City of Rockledge Police Department. She worked there for almost 10 years. Faith has been actively involved in several community services such as The Annual Charity Golf Tournament, National Night Out, 4th of July Picnic and the Safety Committee Board. Faith was civilian employee of the year for 2002, 2007 & 2008.
She brings over 28 years of customer service and financial management experience to our team. Faith is a native of Virginia and a 35 year resident of Rockledge, where she lives with her 18 year old son Zac. Whether it’s spending time with her family or volunteering with local charities, Faith keeps pretty busy. As an outdoor enthusiast, she can be usually be found with Zac camping, walking, or enjoying the beach.
Working closely with you to guide your wealth and investments through the most challenging market cycles.
Working with you to understand your life goals and develop a truly personalized wealth strategy. Today and for the years to come.
Creating customized financial strategies for the challenges that today's families face.
Partnering with you on key aspects of your business such as ownership, liquidity and developing opportunities.
Making sure your philanthropic dollars are managed with the same best-in-class service as the rest of your wealth.
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