Cindy Tice

CWS, First Vice President, Financial Advisor

Contact Me
Cindy Tice


Excellence in helping clients like you with your personalized investment and financial strategies

My Story and Services


Cindy came to Dean Witter, now Morgan Stanley*, in 1993 after a 5 year career with Paine Webber. Originally coming from a background in education as a Speech and Hearing Therapist, Cindy transferred those well learned teaching and analytical skills to the financial services industry through the process of retirement plan analysis and developing with her clientele the understanding, appreciation and confidence of a secure lifetime plan.

Cindy attributes much of her success to involvement with the thriving community of The Woodlands, Texas in which she resides and works. Her charities of choice are 3-fold.   CASA, Court Appointed Special Advocates is dedicated to being “the voice” of abused and neglected children in a court of law.   Hands for Haiti, a 501(c)(3), is an organization dedicated to educating children both educationally and ethically.  Cindy goes to Haiti 2-3 times annually, and has helped build a school and feed for over 200 children.  Finally, Cindy is a current foster for Operation Pets Alive, dedicated to finding forever homes for abused, neglected and misplaced dogs. As a member and alumnus of Leadership Montgomery County, a Chamber of Commerce member since 1993, and a loyal member of The Woodlands United Methodist Church, Cindy has taken the opportunities to reach out, offer her services and give back.

Access to Private Banking >

Services Include

  • 401(k) Rollovers
  • Alternative Investments
  • Annuities
  • Asset Management
  • Certificates of Deposit
  • Exchange Traded Funds
  • Financial Planning
  • Fixed Income
  • Long Term Care Insurance
  • Municipal Bonds
  • Professional Portfolio Management
  • Retirement Planning
  • Structured Products
  • Wealth Management

Securities Agent: AL, AZ, CA, CO, CT, DC, FL, GA, IL, LA, MA, ME, MN, MS, NC, NV, OK, PA, SD, TN, TX, UT, VA; General Securities Representative; Investment Advisor Representative; Managed Futures

NMLS#: 1316555

Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck.

Working With You

Working With You

As a wealth advisor and portfolio manager, Cindy and her team work with their clients in 4 ways:

1. We work comprehensively with our client's wealth management plans.
2. We have a disciplined approach to serve our clients by utilizing the "13 Wealth Management Issues" document.
3. We utilize Morgan Stanley*’s vast array of resources in working with all wealth management issues.
4. We deliver these services in a tangible, highly personalized way.



  • Masters Degree
    Stephen F. Austin State University
  • Bachelor Degree
    West Texas A&M University
  • Series 7, 66, 63,
  • Life Insurance, Variable Annuities, Long Term Care



  • CASA /Court Appointed Special Advocates
  • Hands for Haiti/Board of Directors
  • Chamber of Commerce
  • Rotary Club of The Woodlands
  • Leadership Montgomery County Alumni

Client Service Team

Client Service Team

Jacquelyn O'Connell

Client Service Associate

Professional Details

  • Bachelor Degree - Texas A&M University



  • 24 Waterway Ave Ste 600
  • The Woodlands, TX 77380


    Working with you to understand your life goals and develop a truly personalized wealth strategy.  Today and for the years to come.

    • 401(k) Rollovers
    • IRA Plans
    • Retirement income strategies
    • Annuities


    Working closely with you to guide your wealth and investments through the most challenging market cycles.

    • Asset management
    • Traditional investments
    • Alternative Investments
    • Impact Investing


    Creating customized financial strategies for the challenges that today's families face.

    • Estate Planning
    • 529 Plans / Education Planning
    • Long Term Care Insurance
    • Trust Services and Accounting


    Making sure your philanthropic dollars are managed with the same best-in-class service as the rest of your wealth.

    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing

    More From Morgan Stanley

    Ready to start a conversation? Contact Cindy Tice today.

    Dow    116.36


    Nasdaq    20.06


    S&P 500    4.02

    Market Information Delayed 20 Minutes

    This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

    Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: Any profiles and associated content are for U.S. residents only

    *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

    Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

    The securities/instruments, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website do not necessarily reflect those of Morgan Stanley.

    Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

    Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management AnalystSM (with graph element)®, and Certified Investment Management AnalystSM .

    *Private Bankers are employees of Morgan Stanley Private Bank, National Association, Member FDIC

    * Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.

    Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

    Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

    Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

    Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.

    CRC 1369093   12/15

    Awards Disclosures