Dave Zirretta

Executive Director, Senior Portfolio Management Director , Financial Advisor

Contact Me
Dave Zirretta

MY MISSION STATEMENT

Planning & Solutions for Retirement Income, Wealth Creation, Liability & Cash Management

My Story and Services

Welcome

My Investment Advisory practice is tailored to your specific wealth management needs. My wealth management practice is built around a firm understanding of the principles that govern Wealth & Portfolio Management, Retirement & Income Planning and Advising. I believe our success is proven in the sustainability of our long term client relationships and support. My integrated planning uses a three level approach:

1. Financial, Retirement Income & Investment Planning - a holistic Financial Planning process: comprehensive, instructional, and forward thinking. This drives Levels 2 & 3, and tailors our approach to each client and their families.

2. Wealth & Portfolio Management - fundamental analysis determines the level of equity to fixed-income exposure based on global geopolitical and economic affairs & markets. Technical analysis helps to provide the framework for appropriate investment selections in my discretionary portfolios. Portfolios are determined by client’s risk tolerance, goals, and time horizon.

3. Risk - seeking to avoid catastrophic losses, and streamlining the use of cash to meet short term needs.


David K. Zirretta, Executive Director & Financial Advisor, has been advising Families for 20 years. In general, my principles attempt to produce consistent support and tailored solutions to the specific needs of our clientele and their families.

Technical analysis is the study of past price and volume trends of a security in an attempt to predict the security's future price and volume trends. Its limitations include but are not limited to: the lack of fundamental analysis of a security's financial condition, lack of analysis of macro economic trend forecasts, the bias of the technician's view and the possibility that past participants were not entirely rational in their past purchases or sales of the security being analyzed. Investors using technical analysis should consider these limitations prior to making an investment decision. 

 
The individuals mentioned as the Portfolio Management Team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client’s Financial Advisor invests the client’s assets on a discretionary basis in a range of securities.  The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at www.morganstanley.com/ADV or from your Financial Advisor.

Access to Private Banking >

Services Include

  • Wealth Management
  • Financial Planning
  • Retirement Planning
  • Professional Portfolio Management
  • Cash Management
  • 401(k) Rollovers
  • Asset Management
  • Lending Products
  • Alternative Investments
  • 529 Plans

Securities Agent: AZ, CA, CO, DC, DE, FL, GA, IL, KY, LA, MA, MD, MS, NC, NH, NJ, NM, NY, OK, PA, SC, TN, TX, UT, VA, VT, WV; General Securities Representative; Investment Advisor Representative; Managed Futures

NMLS#: 1255350


Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck.

Working With You

Working With You

I seek to help Client Families make informed, confident decisions about planning for the future.

My Core Principles:

1. We help our clients make informed, confident decisions about their plans for retirement and the growth and preservation of their estates & wealth.

2. Our business model consists of a disciplined asset management process and personalized service, in addition to a holistic approach to retirement, income and estate planning strategies.

3. I work for our clients as I would for our own family, and I aspire to establish lasting, meaningful relationships built on trust and a high level of client service.

Client Service Team

Client Service Team

Beth Pharr

Portfolio Associate, Financial Planning Associate


beth.pharr@morganstanley.com
Direct: 410-602-6456
Fax: 410-384-4935


Location

Location

  • 2650 Quarry Lake Drive
  • Suite 200
  • Baltimore, MD 21209


    Insights and Outcomes

    Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.

    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.

    • Asset management
    • Traditional investments
    • Alternative Investments
    • Impact Investing

    Family

    Creating customized financial strategies for the challenges that today's families face.

    • Estate Planning
    • 529 Plans / Education Planning
    • Long Term Care Insurance
    • Trust Services and Accounting

    Retirement

    Working with you to understand your life goals and develop a truly personalized wealth strategy.  Today and for the years to come.

    • 401(k) Rollovers
    • IRA Plans
    • Retirement income strategies
    • Annuities

    Philanthropy

    Making sure your philanthropic dollars are managed with the same best-in-class service as the rest of your wealth.

    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing

    Business Planning

    Partnering with you on key aspects of your business such as ownership, liquidity and developing opportunities.

    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Corporate Pension Funds

    More From Morgan Stanley

    Ready to start a conversation? Contact Dave Zirretta today.

    Dow    -275.99

    25023.93
    10:16AM

    Nasdaq    -113.71

    7757.18
    10:16AM

    S&P 500    -31.86

    2808.1
    10:16AM
    Market Information Delayed 20 Minutes

    This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

    Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: http://www.morganstanley.com/disclaimers/mssbemail.html. Any profiles and associated content are for U.S. residents only

    *References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

    Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

    The securities/instruments, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website do not necessarily reflect those of Morgan Stanley.

    Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

    Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management AnalystSM (with graph element)®, and Certified Investment Management AnalystSM .

    *Private Bankers are employees of Morgan Stanley Private Bank, National Association, Member FDIC

    * Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.

    Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

    Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

    Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

    Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.

    CRC 1369093   12/15

    Awards Disclosures