The DeTienne Mercil Group at Morgan Stanley

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The DeTienne Mercil Group

OUR MISSION STATEMENT

Experience, intellectual capital and dedicated personal service to help you meet your life goals

Our Story and Services

Welcome

At the Detienne Mercil Group, retirement planning means more than providing our clients with investment advice. It means helping them maintain the financial independence they've worked their whole lives to achieve. It means striving to ensure they have the means to pursue what's most important to them. And it means understanding them as people with unique goals, values and circumstances that determine the strategies we develop on their behalf.

Our consultative process begins with an in-depth discussion of your current finances and future objectives. We'll help address issues you might have overlooked that can have a significant impact on your ability to retire as planned. Finally, we'll determine how we can help you adjust your investment strategy as necessary to accommodate changing conditions and meet any unforeseen expenses and income demands that may arise during retirement.

Awards

Chad DeTienne named to Barrons Tops 1000 Advisors list in 2009, 2010, 2011, 2014, 2015
Richard Mercil named to Barron's Top 1000 Advisors list in 2009, 2010, 2011
Richard received honor as #1 Advisor in North Dakota in 2009 and 2011

Services Include

  • Asset Management
  • Business Planning
  • Wealth Consulting
  • Wealth Management
  • Professional Portfolio Management
  • 401(k) Rollovers
  • 529 Plans
  • Business Succession Planning
  • Cash Management
  • Certificates of Deposit
  • Corporate Bonds
  • Corporate Retirement Plans
  • Endowments and Foundations
  • Estate Planning Strategies
  • Exchange Traded Funds
  • Financial Planning
  • Fixed Income
  • Life Insurance
  • Long Term Care Insurance
  • Qualified Retirement Plans
  • Retirement Planning
  • Trust Accounts
  • Trust Services*


Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck.

Financial Planning

Financial Planning with The DeTienne Mercil Group


Your wealth strategy doesn’t just consider your investment objectives. Rather, it is tailored to address the personal life goals you’ve identified and prioritized.

Using our suite of tools — our LifeView® platform — we can create your personal roadmap to help achieve and protect your goals — a framework that makes the connection between your life goals and your financial resources, and provides a baseline for future discussions. 

LifeView® helps us:
      • Analyze your current investments, and financial situation
      • Review and prioritize your goals with you, such as Retirement
      • Education funding
      • Major purchases and philanthropic goals
      • Protect your goals
      • Develop wealth transfer strategies


Click the links below to access the sample LifeView® Goal Analysis and Client Profile:

LifeView® Goal Analysis Client Profile

Sample LifeView® Goal Analysis

Goals Planning System | GPS



Our integrated platform ties goals to implementation, leveraging the intellectual capital and
sophisticated institutional capabilities of Morgan Stanley

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Discover

Start with a conversation to uncover your goals and understand your entire financial picture.
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Advise

Work with you to assess various scenarios and advise you on the strategies to help meet those goals.
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Implement

Look across multiple accounts/products to identify the combination to help meet spending needs and invest tax-efficiently
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Track Progress*

Periodic review of your financial situation with the ability to make adjustments according to your needs, life events and changing market conditions*


*Available in the future.


Portfolio Management

Professional Portfolio Management

pm1.jpgPERSONALIZED PORTFOLIOS

Your Portfolio Manager will use his/her discretion to identify an investment strategy tailored to meet your needs.

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COMPREHENSIVE COMMUNICATIONS

Throughout your relationship, you’ll have direct access to the investment professional managing your portfolio.

pm3.jpg CLIENT FOCUS

Each account can be individually customized to meet your requirements for growth, income or preservation of capital within your risk constraints.

pm4.jpgASSET-BASED FEE

Fees for the program are based on your account’s asset level, not on the number of transactions performed in a given time period.


4 Step Process


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ESTABLISH FINANCIAL OBJECTIVES
  • Work with you to establish a realistic set of objectives based on:
    • Your financial goals
    • Time horizon
    • Liquidity needs
    • Tolerance to volatility and risk
DEFINE INVESTMENT
STRATEGY

  • Develop an investment strategy designed to help produce optimal portfolio performance
  • Seek to generate the highest return potential consistent with the strategy’s level of risk
EVALUATE AND SELECT
INVESTMENTS

  • Leverage the global resources of Morgan Stanley to select investments to implement your personal strategy
ONGOING REVIEW
PROCESS

  • Monitor your portfolio to track its performance relative to your stated objectives
  • Modify the portfolio on a discretionary basis as your needs and circumstances change over time


Coffee Club

Do you have questions about retirement? If so have you ever asked yourself the following questions?

  • Will I have enough savings / income to retire?
  • Will rising health care costs affect my retirement?
  • When, where and how do I begin taking retirement income?
  • Am I concerned about the stock market?
  • Am I concerned about low interest rates?

During Coffee Club, we will be addressing each of these questions along with other key retirement considerations.


Coffee Club is hosted at 9:00 am on the second Thursday of every month at our local Grand Forks office. We provide coffee, donuts, and other snacks during the workshop.


Please call our office at 795-7680 to RSVP, or feel free to walk in and join our team for this educational workshop.


Location

Location

  • 3105 South Washington, Ste A
  • Grand Forks, ND 58201


    Meet The DeTienne Mercil Group

    Retirement

    Working with you to understand your life goals and develop a truly personalized wealth strategy.  Today and for the years to come.

    • 401(k) Rollovers
    • IRA Plans
    • Retirement income strategies
    • Annuities

    Mosaic

    Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.

    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.

    • Asset management
    • Traditional investments
    • Alternative Investments
    • Impact Investing

    Family

    Creating customized financial strategies for the challenges that today's families face.

    • Estate Planning
    • 529 Plans / Education Planning
    • Long Term Care Insurance
    • Trust Services and Accounting

    Business Planning

    Partnering with you on key aspects of your business such as ownership, liquidity and developing opportunities.

    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Corporate Pension Funds

    Philanthropy

    Making sure your philanthropic dollars are managed with the same best-in-class service as the rest of your wealth.

    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing

    Ready to start a conversation? Contact The DeTienne Mercil Group today.

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