Elizabeth M. Hobson

Financial Advisor

Contact Me
Elizabeth M. Hobson

MY MISSION STATEMENT

Comprehensive wealth planning strategies for your life and legacy

My Story and Services

Welcome

It is my mission to understand your unique circumstances and goals to create a financial pathway which extends beyond numbers.  As your dedicated advisor, it is my commitment to organize your financial holdings, and together develop a comprehensive strategy to make the highest and best use of each resource.  Ultimately, our plan will define a clear pathway to help accumulate wealth, mitigate risks in times of uncertainty, and understand how your financial numbers will impact your retirement and legacy

Access to Private Banking >

Services Include

  • Wealth Management
  • Financial Planning
  • Professional Portfolio Management
  • Structured Settlement Annuities
  • Planning for Special Needs Individuals
  • Estate Planning Strategies
  • Trust Accounts
  • Trust Services*
  • Endowments and Foundations
  • Philanthropic Services
  • Art Advisory
  • Executive Financial Services
  • Business Succession Planning
  • Retirement Planning
  • 401(k) Rollovers
  • Planning for Education Funding
  • Lending Products
  • Life Insurance
  • Long Term Care Insurance
  • Annuities

Securities Agent: CA, DE, KY, MI, NC, NH, NM, SC, TN, TX, WA; General Securities Representative; Investment Advisor Representative

NMLS#: 1537270


Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck.

Events

Events

Structured and Legal Settlements

Our team understands the complexities of moving from Settlement to Supplemental Trusts. We work with Attorneys, Accountants, Health Care Professionals, and Families to help maximize Settlement benefits, and ensure the right balance is met between meeting immediate expenses and structuring a reliable income for the future.  Physical Injury arising out of a Third Party Liability, Wrongful Death, and Permanent total disability from Worker's Compensation Accident may result in legal settlement.  The decision to chose a structure settlement, or obtain a lump sum benefit, requires careful consideration of current and future expenses.

Structured Settlements may be negotiated by attorneys or mandated by a court to; provide payment over a specific number of years, the lifetime of the claimant and/or their spouse, adjust payments annually for inflation, and/or provide additional payments for such anticipated needs as medical expenses, college tuition, and retirement.

Lump Sum payments may be advisable where funds are needed to immediately modify a home or vehicle, or relieve debt accrued during settlement proceedings. 

Our comprehensive planning may combine both structured settlement and lump sum benefit to create an optimal balance of liquidity and reliable income for the future.

We continue our relationship with families after settlement to help protect Federal, State, and Local Benefits and provide a lifetime continuum of care (Special Needs Planning Tab.)  
   


Special Needs Planning

As your Financial Advisor, I can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest, and the goals you would like to achieve. 

I began my career in financial planning with a passion to help special needs parents enjoy quality time with their child, and alleviate navigation of complex financial, medical, and educational systems .  As a parent of a child with special needs, I approach planning differently.  Most families are stuck somewhere in the middle.  Their income is too high for needs based benefits, and medical care can be a toll for even the most affluent families.  When meeting with families for the first time, we begin our conversation by determining the supports and services your loved one is currently receiving, and work together to uncover additional resources.  We can help you explore income waivers, private school and college tuition grants, and state health insurance refund programs to optimize access to medical and educational services.

Once we have addressed your loved one's medical and educational access, we organize and evaluate your financial holdings to optimize wealth accumulation, estate planning, and philanthropic gifting.  By utilizing available medical, educational, and palliative care resources, we are often able to retain resources to create a sustainable retirement strategy, and address educational, estate, and trust funding for siblings. Most special needs financial plans include the advisement of medical, legal, and tax professionals to ensure your wishes for your loved one are followed.

Guardianship, Special Needs Trusts, and ABLE accounts may become a part of your special needs financial plan. By gaining a comprehensive understanding of your financial holdings, our team can assist with the management of your assets to provide optimal funding towards a lifetime continuum of care.  With Morgan Stanley's comprehensive planning solutions, we are able to stay with your family from diagnosis through funding of your special needs trust, while keeping your planning and financial holdings organized in One View.  Your plan is communicated, at your consent, with family members and close friends to ensure gifts and bequests do not result in disqualification from resources your loved one may be receiving.

I would enjoy the opportunity to speak with you regarding your loved one with special needs.  Please feel free to contact our office regarding an upcoming seminar in your area, or to request a consultation.


Location

Location

  • 17505 W Catawba Ave, Ste 300
  • Cornelius, NC 28031


    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.

    • Asset management
    • Traditional investments
    • Alternative Investments
    • Impact Investing

    Family

    Creating customized financial strategies for the challenges that today's families face.

    • Estate Planning
    • 529 Plans / Education Planning
    • Long Term Care Insurance
    • Trust Services and Accounting

    Retirement

    Working with you to understand your life goals and develop a truly personalized wealth strategy.  Today and for the years to come.

    • 401(k) Rollovers
    • IRA Plans
    • Retirement income strategies
    • Annuities

    Business Planning

    Partnering with you on key aspects of your business such as ownership, liquidity and developing opportunities.

    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Corporate Pension Funds

    Philanthropy

    Making sure your philanthropic dollars are managed with the same best-in-class service as the rest of your wealth.

    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing

    Ready to start a conversation? Contact Elizabeth M. Hobson today.

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