Granite State Group at Morgan Stanley

Contact Us
Granite State Group

OUR MISSION STATEMENT

Tailored investment and financial strategies for individuals, families, businesses and non-profit organizations

Our Story and Services

Our Story

A Relationship that Revolves Around You.
The needs of families are complex today. Our clients are living longer, healthier lives. Traditional career paths and gender roles are evolving. Intergenerational values of social governance and philanthropy are expanding and families have more opportunities to align their goals and aspirations with wealth management strategies that can help allow them to preserve and share their wealth and create a legacy for generations to come.

This extraordinary time presents unique challenges for families seeking to foster unity, stewardship and multi-generational engagement. Our goal is to help our clients confidently solve for these concerns by eliminating the emotional stress and complexity that can accompany financial planning so they can focus their energy on what they care about most.

Advice Beyond Investing.
For over 30 years we’ve been helping families make well-informed decisions about the most important aspects of their lives. Our consultative approach starts with an in-depth conversation. We explore your personal goals, values, motivations and the relationships in your life. If there are conflicts or concerns we want to learn about them too. Each family’s story is unique and the level of understanding we have about yours helps us craft a wealth management strategy that reflects and supports your priorities.

Creating Change.
Once our Discovery is complete we collaborate with other specialists, including CPAs, Estate Planning Attorneys, Commercial Trustees and Private Bankers to explore the most appropriate solutions for you. We create an investment plan that considers the needs, goals and values you shared as well as your comfort level with market risk and prior investment experiences. If our approach aligns with your expectations we continue our conversation into the future as an advisor, meeting regularly to review progress, discuss changes in your life and to explore new opportunities as they present themselves.

Private Bankers are employees of Morgan Stanley Private Bank, National Assoc., Member FDIC.

 


Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck.

Our Clients

Discerning Advice, for every dimension of your life.
Over the years our team has had the pleasure and honor of building long term, multi-generational relationships with some truly extraordinary families and individuals. We’ve shared in their personal successes, watched their children and businesses grow and helped provide guidance and support when they’ve needed it most. Above and beyond investing, estate and tax planning strategies, our clients count on us to help prepare them for each phase of their lives and all the twists and turns that come with the journey.

Our practice serves a broad range of clients that have successfully accumulated assets, yet desire the ability to consult regularly with dedicated advisors who can help them clarify their goals, define effective strategies to help achieve them and coordinate and manage the complexities of doing so.

Our clients include:
• Corporate Executives
• Business Owners and Entrepreneurs
• Companies and nonprofit organizations
• High net worth families
• Retirees
• Women in transition (Divorced or Widowed)
• Professionals seeking Social and Environmentally Responsible Investment Solutions to Impact Positive Societal Change


Tab2 Image.png


The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.

Our Services

Tax, Trust and Estate Planning strategies 
As your family and personal wealth grows, you face more subtle and complex planning challenges. Our in-depth understanding of your unique circumstances helps us to coordinate with your external tax and legal advisors to help create a purposeful Legacy that reflects your personal values and aspirations.

Philanthropy Management
There is no single path to philanthropy. Everyone is driven by personal experiences and motivations. We provide the information, resources and guidance to help you translate your charitable passions into meaningful change.

Entrepreneur and Executive Services
As a business owner or corporate executive your wealth is often linked to the success of your company. Your investments may be heavily weighted in stock options and equity awards or hinge upon the talents of key individuals. You may also face the uncertainty of successfully and equitably transitioning your business to your heirs. Our team provides you with the knowledge and solutions to help maximize your benefits and protect yourself from unforeseen challenges. 

Portfolio Management
Based upon your objectives, risk tolerance, liquidity needs, time horizon, tax situation and personal preferences we carefully select the investment managers and allocation strategies to help support your financial plan. We continually examine market cycles and conditions along with your changing needs and goals and make adjustments as needed.

Cash Management and Lending
Your comprehensive services include access to the Morgan Stanley Private Bank. Our Premier Cash Management and borrowing strategies help you conveniently and securely manage all your day-to-day transactions, liquidity and credit needs.

Signature Experiences
Exceptional families have exceptional needs. At Morgan Stanley, we personalize your experience by providing extraordinary solutions, beyond just investments, with the goal of helping you and your loved ones enjoy life to its fullest.


Asset allocation does not guarantee a profit or protect against a loss in a declining financial market.

Our Resources

Business & Executive Services: Helping Maximize Success
Wealth Management for Corporate Executives
Executive Financial Services
Executive Compensation. Stock and Stock Options
Business Succession Planning
Choosing a Retirement Plan for your Business
What to Look for in a 401K Service Provider
Are You Shouldering Too Much Responsibility in Your Retirement Plan
Its Not Too Late to Catch Up
Enhancing Your Company's Nonqualified Deferred Compensation Plans
Sustainable Investing in Retirement Plans

Portfolio Management: Tailored Management
Morgan Stanley Investment Resources
What is Impact Investing 

Video: Investing in Change 
Video: Four Ways to Invest with Impact 
Link: MS Institute for Sustainable Investing
 

Lending Services: Convenience 
Home Loans
Commercial Real Estate Lending
Securities-Based Lending

Video: Managing Everyday Finances 
Video: Cyber Security at Morgan Stanley
 

Signature Experiences: Exceed Expectations
Video: Reserved Living & Giving Program 
Video: PinnacleCare 
LifeStyle Advisory
Link: Protecting Our Clients  
Financially Fit Education Program




Sustainable Solutions

Increasingly, our clients are defining investment value not only as realizing attractive returns, but also as generating positive and sustainable environmental and social impact. As part of our overall wealth management philosophy, we understand the importance of helping our clients align their personal values and resources with their financial priorities.

Our Investing with Impact capabilities offer a spectrum of approaches designed to deliver customizable solutions for your distinct Impact objectives.


mission.png Mission-Aligned Investing
Activate investment portfolio to amplify the impact of personal or organizational mission



Gender Diversity Investing gender.png
Promote better gender diversity and equality through increased exposure to companies committed to employing and advancing women in high-level leadership roles



climate.png Climate Change And Fossil Fuel Aware Investing
Support the transition to a lower carbon economy by considering exposure to environmental leaders and fossil fuel reserves in portfolios



Faith.png Faith-Based Investing
Align investment portfolio with principles in accordance with specific religious values





Investing with Impact

Creating Economic Social and Environmental Value

Jewish Values Consortium

Video: Making Your Dollars Count


The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria.

Meet Granite State Group

Ready to start a conversation? Contact Granite State Group today.

Dow    181.18

26031.81
4:48PM

Nasdaq    67.83

7527.54
5:15PM

S&P 500    17.79

2792.67
4:48PM
Market Information Delayed 20 Minutes

This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: http://www.morganstanley.com/disclaimers/mssbemail.html. Any profiles and associated content are for U.S. residents only

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.

The securities/instruments, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website do not necessarily reflect those of Morgan Stanley.

Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.

Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management AnalystSM (with graph element)®, and Certified Investment Management AnalystSM .

*Private Bankers are employees of Morgan Stanley Private Bank, National Association, Member FDIC

* Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.

Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.

Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.

CRC 1369093   12/15

Awards Disclosures