The Krokenberger-Cummings Group at Morgan Stanley

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The Krokenberger-Cummings Group

OUR MISSION STATEMENT

Experience, intellectual capital and dedicated personal service to help you meet your life goals

Our Story and Services

Welcome

Who We Are – The Fundamental Five

1. We do this because we love it.
Our business is built on being deeply committed to helping people.

2. We believe that planning makes dreams come true.
It doesn’t matter what you want to create or experience, a solid plan is the necessary path to its fruition.

3. Trust is everything.
We are honest with our clients and each other. We strive to provide the most realistic goals based plans for your future. If we are not a good fit for you, we will say so.

4. We are here for you.
Every recommendation is made because we genuinely believe it is the right, unique choice for you and your family.

5. We care about our clients.
You are the reason we exist. You help us create meaningful changes in peoples’ lives that are multi-generational. We are dedicated to your happiness and ensuring that you feel as valued, respected and appreciated as you truly are.


Services Include

  • 401(k) Rollovers
  • Asset Management
  • Business Planning
  • Business Succession Planning
  • Cash Management
  • Divorce Financial Analysis
  • Estate Planning Strategies
  • Financial Planning
  • Qualified Retirement Plans
  • Retirement Planning
  • Wealth Consulting
  • Wealth Management


Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck.

Working With You

Working With You

Our Process – What Really Matters?

It isn’t the rational brain that is driving most financial decisions, but rather the emotional one. The emotional brain produces fear and greed, with life altering results based upon irrational reactions to short-term events. 

Some of these events are mere perceptions, derived from the noise of the financial industry and media that surrounds it.  Unfortunately, it is these emotional reactions that continually derail the average person from ever truly experiencing financial success.

For most people, the largest worry is maintaining money throughout one’s lifetime. The goal of wealth accumulation and preservation has no correlation to an arbitrary benchmark or geopolitical event.  Wealth is built on using sound judgment, solid planning, and faith in the future.

We continuously focus on reconnecting our clients with their rational brain and understanding what really matters. We want to change bad habits, prevent lost opportunities, and stop procrastination. This can only be achieved through continuous communication, mutual respect, and education. 

Our mission is to guide you through life’s most critical financial events. These transitions can be scary and overwhelming. We help to break down the big decisions into small, manageable steps, with realistic expectations, so that you can fully embrace your present and look forward to your future.

Women, Wealth and Empowerment

Women, Wealth, and Empowerment
 
There is a direct correlation between women’s lack of financial knowledge and stability and subsequent loss of independence, freedom, and power to remove themselves from difficult and sometimes abusive situations.
 
Over the years I have met countless intelligent, capable women, who take on limitless responsibilities, yet feel totally insecure about their financial knowledge and managing money. Over time, this lack of financial confidence can undermine many women’s sense of security and ability to move forward through challenging times.
 
The reality is that we are marrying later, living longer, and almost half of all marriages end in divorce. Therefore, whether by choice or circumstance, 90% of all women will be responsible for their own finances at some point in their lives.
 
Becoming empowered and taking control of your finances is about prevention-prevention of anxiety, worry, and emotional distress over your future.
Along with all other components of our well-being – physical, emotional, and mental – our financial wellbeing is vital if we are to have total wellness.
 
Most of us take the time to do, or are at least aware of, the activities that nurture our physical and emotional health, but many women fail to recognize the connection that our money has to our overall well-being.
We must devote the same amount attention to our financial self-care.
 
Our mission is to strengthen the relationship between
Women’s financial and overall well-being-
to engage through education
and inspire them to seek balance in their financial, physical, and emotional lives.


Meet The Krokenberger-Cummings Group

Retirement

Working with you to understand your life goals and develop a truly personalized wealth strategy.  Today and for the years to come.

  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Annuities

Family

Creating customized financial strategies for the challenges that today's families face.

  • Estate Planning
  • 529 Plans / Education Planning
  • Long Term Care Insurance
  • Trust Services and Accounting

Business Planning

Partnering with you on key aspects of your business such as ownership, liquidity and developing opportunities.

  • Succession Planning
  • Business Planning
  • Retirement Plan Sponsors
  • Corporate Pension Funds

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.

  • Asset management
  • Traditional investments
  • Alternative Investments
  • Impact Investing

Insights and Outcomes

Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.

Ready to start a conversation? Contact The Krokenberger-Cummings Group today.

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