Rick Wagner

Portfolio Management Group, First Vice President, Wealth Management, Financial Advisor, Portfolio Management Director

Contact Me
Rick Wagner

MY MISSION STATEMENT

This is your money and you’ve worked hard for it. Besides your family and your health, this is one of the most important areas of your life. We feel honored to earn your trust every day.

My Story and Services

My Background, Experience, and Family

Rick is a First Vice President, Financial Advisor with Morgan Stanley, and a Portfolio Management Director.  Rick graduated from Boston University with a Bachelor of Science in Business Administration/Finance, and an International Finance Minor through the London School of Economics.  From 1990 to 1999, Rick was a Floor Trader and Portfolio Manager on the London, New York, and Philadelphia financial exchanges.  Since 1999, Rick has been a Financial Advisor & Portfolio Manager with Smith Barney (until 2007), and with Morgan Stanley. 

Rick has been happily married to Keirsten since 1993. They have two great sons named Connor and Keith, and live in the quiet countryside of Hilltown, Pennsylvania with their chinook dog Dakota and one-eyed rescue cat Bagheera.  Both Connor and Keith are graduates of LaSalle College High School.  Keith is a college athlete at Ursinus College in Collegeville PA, and Connor a college athlete at West Chester University in West Chester PA.  Rick was born in Bellefonte, PA (near Penn State) and raised in Huntingdon Valley, PA.  When not working with his clients, Rick enjoys surfing, high school & college football, boating, traveling, and spending time with his family and friends.

Drawing on over 27 years of experience, Rick helps a select group of successful families, business owners, and executives manage their wealth.

Services Include

  • Financial Planning
  • Professional Portfolio Management
  • Retirement Planning
  • Divorce Financial Analysis
  • Estate Planning Strategies
  • 401(k) Rollovers

Securities Agent: AL, AZ, CA, CO, DE, FL, KY, LA, MD, NC, NJ, NY, OH, OR, PA, SC, SD, UT, VA; General Securities Representative; Investment Advisor Representative; Managed Futures


Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck.

What Real Financial Advisors Do For Their Clients

They:

Explain the exact nature of their relationship with you, including how they are paid
Systematically analyze your portfolio for cost-efficiency
Make conflict-free recommendations
Educate you so you know exactly what you are investing in, and why
Help you integrate your 401(k)/403(b) plans with your other investments
Follow a long-term investment process that ignores short-term outcomes, which are usually based on luck
Apply risk management strategies that have high probabilities of being successful
Seek to manage your behavior and keep you from acting impulsively
Help keep you focused on the things you can control

Construct and Update your family’s written Financial Plan
Use your Financial Plan to help you find your financial blind spots and seek peace of mind
Talk with you about strategies to efficiently fund college educations
Create your retirement income plan by coordinating your Social Security benefits with your spouse’s benefits, and any pensions
Educate you as to what is considered a safe withdrawal rate for your portfolio
Talk with you about when to start Social Security, and which strategy fits best for you
Talk with you about your legacy, and efficient wealth transfer techniques
Talk with you about the relationship between your portfolio and your taxes
Offer to meet with your accountant and estate attorney, and be the quarterback of your wealth team
Help clients who own businesses understand, select, and build the right company retirement plan
Advise clients on efficient strategies for preserving and transferring IRA assets, including Roth conversions

Develop criteria for their ideal client, and are willing to tell you that you might not be a good fit
Work with a limited number of clients
Communicate with you in the way you are most comfortable; in person, telephone, email, or a combination
Provide you with responsive and caring service





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The views expressed herein are those of the author and do not necessarily reflect the views of Morgan Stanley Wealth Management or its affiliates.  All opinions are subject to change without notice.  Neither the information provided nor any opinion expressed constitutes a solicitation for the purchase or sale of any security.  Past performance is no guarantee of future results. Morgan Stanley and its Financial Advisors do not provide tax or legal advice. Individuals should seek advice based on their particular circumstances from an independent tax advisor.

Rick's 10 Core Beliefs



1.    Real wealth comes from three basic things: personal initiative, hard work, and savings.

2.    You shouldn’t live life to make money. You should make money to live life.

3.    Yes, investment cost efficiency is important. The 4 key criteria for evaluating an investment choice are risk, return, taxes, and cost. The most successful portfolios balance all four.

4.    Trust is earned, one little piece at a time, by being honest at all times. That means doing what is right is the only choice.

5.    A simple, written, evolving Financial Plan is essential for those serious about their money.

6.    Consider yourself the equal of everyone. No one should look down or up to you.

7.    If you rush into retirement without first seriously considering how much withdrawal pressure you can put on your money before it breaks, you will set yourself up for Financial Destruction on the Installment Plan.

8.    Following the trend through Relative Strength, coupled with simple fundamental analysis, is the most powerful process for choosing investments to include in a portfolio. It is even more powerful for choosing which investments to exclude.

9.    Aging, without seriously trying to protect your wealth through Estate Planning, is a mean and selfish thing to do to the people you love.

10.   Every year, many investors build portfolios that are risk, return, tax, and cost efficient. Then the markets cycle up and down. And lots of those investors either get greedy during an up cycle and buy "what’s hot", or get fearful in a down cycle and sell low in a panic. Investor behavior (good or bad) always trumps investment selection.





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Client Service Team

Client Service Team

Kathy Bogle

Senior Registered Associate


Direct:  215-230-2927
Email: kathryn.bogle@morganstanley.com

  • General administrative issues, including address changes, transfers, account forms, and signature forms.
  • Dividend, interest, and IRA distributions checks and transfers.
  • Monthly statement & 1099 tax form reprints or questions.
  • Time-sensitive order and trade entry.
  • Appointment scheduling.

Location

Location

  • 4259 West Swamp Road, Suite 400
  • Doylestown, PA 18902


    Investing

    Working closely with you to guide your wealth and investments through the most challenging market cycles.

    • Asset management
    • Traditional investments
    • Alternative Investments
    • Impact Investing

    Family

    Creating customized financial strategies for the challenges that today's families face.

    • Estate Planning
    • 529 Plans / Education Planning
    • Long Term Care Insurance
    • Trust Services and Accounting

    Retirement

    Working with you to understand your life goals and develop a truly personalized wealth strategy.  Today and for the years to come.

    • 401(k) Rollovers
    • IRA Plans
    • Retirement income strategies
    • Annuities

    Business Planning

    Partnering with you on key aspects of your business such as ownership, liquidity and developing opportunities.

    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Corporate Pension Funds

    Philanthropy

    Making sure your philanthropic dollars are managed with the same best-in-class service as the rest of your wealth.

    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing

    Ready to start a conversation? Contact Rick Wagner today.

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