OUR MISSION STATEMENT
Experienced wealth planning services for your life and legacy goals
Experienced wealth planning services for your life and legacy goals
We are the Table Rock Group of Financial Advisors with Morgan Stanley
- Practicing total wealth management.
- Working with professionals and families to help them build wealth, reduce taxes, and plan for their financial security.
- Focused on the issues that traditionally are the most important for families, such as retirement planning and wealth transfer.
Our team takes a consultative approach to clients total wealth management needs by:
- Meeting with clients, and potential clients, to complete an overall financial plan including: Statement of Net Worth; Retirement Planning Analysis; Asset Allocation Analysis; Estate Planning Analysis; and Debt/Borrowing Review.
- Summarizing the entire Financial Plan into an effective 1 to 2 page working document with clear and actionable solutions.
- Delivering to our clients customized solutions based on our understanding of their individual needs and our broad access to wealth management products and services.
- Updating this plan with our client over the remainder of their lifetime to document success and identify future wealth opportunities.
Kathleen Grasmeder,Executive Director, Financial Advisor - 22 years
Daniel Grasmeder,CFP®, Vice President Financial Advisor - 10 years
Janet Branigan - Financial Advisor - 24 years
Lori Cudney - Business Development Director - 20 years
Vicky Gardner - Senior Client Service Associate - 14 years
Ann Troiano - Wealth Management Associate- 12 years
Matt Baitinger - Registered Associate - 7 years
Kyle Breda - Registered Associate - 1 year
Danielle Grasmeder - Client Service Associate
Jennette Tario - Registered Associate
Tyler Merz - Client Service Associate
Catskill Symphony Orchestra,
Oneonta & Glens Falls Rotary Clubs,
Glens Falls Family YMCA,
SUNY Adirondack Board of Trustees
Kathy Grasmeder is an Managing Director, Portfolio Management Director, and Financial Advisor. She joined the firm in 1996, and is a lead Financial Advisor of the Table Rock Group at Morgan Stanley. Kathy implements wealth management strategies for clients with strong investment analysis and financial planning for retirement, estate and education. She is an alumnus of Drexel University (Philadelphia, PA) with a Bachelor of Science degree and has a Master of Business Administration degree from University of St. Thomas (St. Paul, MN). In both 2017 and 2018, Kathy was named to Forbes list of America’s Best-in-State Wealth Advisors as well as Forbes Top 200 Women Financial Advisors. Working Mother Magazine named Kathy to its Top Wealth Advisor Moms in October 2017 and October 2018. She has also been member of Morgan Stanley’s President’s Club since 2010, which is an elite group composed of the firm’s leading financial advisors. Kathy currently serves as a trustee on the Board of SUNY Adirondack and Executive Board and the Board of Directors of the Catskill Symphony Orchestra. Kathy enjoys playing tennis, cross country skiing, and biking in her free time. Kathy just completed a 75 mile bike trip with her 84 year old father in September. She is Series 7, 63 and 65 licensed and holds a New York State Insurance license for Life, Health, Variable Annuities and Variable Life as well as being Mortgage Licensed. (NMLS# 1272840)
Named to Forbes' Magazine's List of America's Best-in-State Wealth Advisors February 2018
Named to Forbes' Top 200 Women Financial Advisors February 2017
Named to Working Mother Magazine's List of Top Wealth Advisor Moms October 2018
Securities Agent: AK, AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WY; General Securities Representative; Investment Advisor Representative
Daniel J. Grasmeder, CFP® is a Senior Vice President, Resident Branch Manager, and Financial Advisor. In 2007 Dan joined Morgan Stanley. Dan’s reliability, client responsibility, strategic thinking and attention to detail are founded in a solid education in engineering (BS Civil Engineering – Drexel University); successful experience in senior business management; community involvement; and a supportive family. To better service their clients, in 2012 Dan completed the education, experience, and examination requirements to receive the CERTIFIED FINANCIAL PLANNER™ Professional designation. Dan enjoys ice fishing, hockey and restoring classic cars in his free time. He is FINRA Series 7, 66, 9, and 10 securities licensed; Mortgage licensed; as well as New York State Insurance licensed for Life, Health, Variable Annuities and Variable Life.
BM/Supervisor; Securities Agent: AK, AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, VA, VI, VT, WA, WI; General Securities Representative; Investment Advisor Representative
Janet Branigan is an Assistant Vice President, Financial Advisor at Morgan Stanley. She joined the firm in 1994. She is Series 7 and 63 licensed and holds a New York State Insurance license for Life, Health, Variable Annuities and Variable Life. Branigan received a BS in Elementary Education from SUNY Oneonta and as well as ongoing securities/insurance continuing education training. She is past president of Dollars for Scholars – an organization to provide scholarships for students and is a 30+ year member of Beta Sigma Phi, an international service and social sorority working for local community and international charitable needs. In 2005 Branigan received The President’s Volunteer Service Award for her service to her community.
Securities Agent: AK, AL, AZ, CA, CO, CT, DC, DE, FL, GA, IA, IL, IN, LA, MA, MD, ME, MI, MN, MT, NC, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SC, SD, TN, TX, VA, VT, WA, WI, WY; General Securities Representative; Investment Advisor Representative
Lori Cudney is an Assistant Vice President, Business Development Director at Morgan Stanley. She joined the firm in 1998 and hold Series 7, 63 and 9 as well as a New York State Insurance license for Life, Health, Variable Annuities and Variable Life. Cudney received a BA in Psychology from SUNY Oneonta and continues to complete securities/insurance continuing education. She is active in Dollars for Scholars – an organization to provide scholarships for students. A past Director for the Glimmerglass Triathlon, she organized over 14 triathlon events hosting athletes from across the East Coast.
Ann Troiano is a Wealth Management Associate, Financial Planning Associate at Morgan Stanley. She has 11 years of financial industry experience and is Series 7 and 66 licensed. Ann received an AAS in Accounting from Adirondack Community College where she was also on the Dean’s list. Ann is also Notary Public.
Matthew Baitinger is a Financial Advisor at Morgan Stanley. He has 6 years of financial industry experience and is Series 7 and 66 licensed. Matt received an AAS in Business Administration from Adirondack Community College and a BS of Science in Business, Management & Economics from Empire State College. Matt is also Notary Public.
Securities Agent: AK, AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, LA, MA, MD, ME, MI, MN, MO, MT, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WY; General Securities Representative; Investment Advisor Representative
Kyle Breda is a Financial Planning Associate, Registered Associate at Morgan Stanley. He joined the group in January 2017 and received his bachelor’s degree in Business Economics with a Concentration in Financial management from SUNY Cortland. He is licensed with his Series 7, Series 66 as well as Life, Accident and Health insurance. Kyle is also a Notary Public.
Danielle Grasmeder is a Client Service Associate at Morgan Stanley. She graduated from The State University of New York at Oswego in December of 2017 with Summa Cum Laude Honors and a Bachelor’s Degree in Marketing. She also maintained a position on the Dean’s List for the duration of her time at Oswego. She joined the team full time in January of 2018 after interning with the firm.
Jennette Tario is a Registered Associate at Morgan Stanley. She joined the firm in 2018 and has 3 previous years of financial industry experience. Jennette is Series 7, 63, and 65 licensed as well as Life, Accident and Health Insurance licensed. Jennette received a Master of Business Administration from Clarkson University's Capital Region Campus and a bachelor's degree from St. Lawrence University majoring in Economics and minoring in Communication and Performance Arts.
Tyler Merz is a Client Service Associate in our Oneonta office. He joined our group in July 2018. Tyler received his bachelor’s degree in Business Economics from SUNY Oneonta and is currently working toward becoming series 7, 66 and Insurance licensed.
On a personal note Tyler helps to organize an annual whiffle ball tournament in Montgomery, NY to raise funds for breast cancer research.
Working closely with you to guide your wealth and investments through the most challenging market cycles.
Partnering with you on key aspects of your business such as ownership, liquidity and developing opportunities.
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
Creating customized financial strategies for the challenges that today's families face.
Working with you to understand your life goals and develop a truly personalized wealth strategy. Today and for the years to come.
Making sure your philanthropic dollars are managed with the same best-in-class service as the rest of your wealth.
Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
See all of your financial data in one location, regardless of where your accounts are held, directly on Morgan Stanley Online and the Morgan Stanley Mobile App.
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*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
The securities/instruments, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website do not necessarily reflect those of Morgan Stanley.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
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Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
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Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
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