MY MISSION STATEMENT
Customized investment and financial strategies for clients like you
Customized investment and financial strategies for clients like you
Terry has worked in the financial services industry since 1980, and joined Morgan Stanley in 1993 because of the wide range of financial solutions and resources the firm provides for clients. He strives to develop effective personal and professional relationships with his clients, intent upon educating and assisting with financial plan development according to their goals and objectives. Terry holds his Series 7, 63, 66 and 31 licenses and has earned the designation of Associate Vice President and Branch Insurance Coordinator. His varied roles and comprehensive experience suit his customized approach, while he focuses on Retirement Planning, IRA Rollovers and Insurance.
Born and raised in Lubbock, Terry stays actively involved in the community. He is a former member of the Board of Directors for the Lubbock Area Foundation, and a passionate supporter of the Spring Fellowship Church as its Chairman of the Board of Elders. Outside of the office, Terry looks forward most to spending time with his wife, 2 sons Jason and Brian (MD.) and 6 grandchildren, and also enjoys traveling, hunting and fishing.
Securities Agent: AR, AZ, CO, FL, GA, LA, MA, MO, MS, MT, NM, OK, TX; General Securities Representative; Investment Advisor Representative; Managed Futures
My philosophy is to work with clients to help them establish their financial goals through objective, customized planning and management of investment assets.
My purpose is to help you build, and preserve your wealth through the implementation of a highly disciplined investment program.
My goal is to use my skills, knowledge and experience to provide a broad spectrum of highly qualified financial advisory services and solutions.
Determine Financial Goals and Objectives
The planning process begins with a comprehensive analysis of your present financial resources, liabilities, and objectives (both short and long term). It is only after I understand not only your financial needs but also your life goals, that I can offer you guidance to help you achieve your vision for the future.
Develop Your Plan
The key to creating a suitable investment plan is to incorporate investment solutions that are tailored to your unique financial goals and objectives. Our process encompasses your investment time horizon, risk tolerance, and tax considerations in the overall plan design.
It is important that you understand and are comfortable with all aspects of the proposed investment plan. I then work with each client to ensure that our proposed plan implements solutions aimed at helping you reach your unique financial goals.
Committed to providing high-quality service, advice and genuine understanding and concern.
Committed to creating lasting relationships with all of my clients and their families, built on a foundation of trust and integrity.
Committed to remaining objective in my recommendations at all times.
Committed to the financial goals of my clients. I strive to deliver ideas, services, and investment advice designed to help clients achieve their goals.
Committed to personal excellence. I strive to reach ever-higher goals. I bring a visible level of energy, a strong work ethic, and an abiding commitment to my work.
Committed to improving the community in which I live and work. I encourage others to become actively involved in community service.
Working closely with you to guide your wealth and investments through the most challenging market cycles.
Working with you to understand your life goals and develop a truly personalized wealth strategy. Today and for the years to come.
Partnering with you on key aspects of your business such as ownership, liquidity and developing opportunities.
Creating customized financial strategies for the challenges that today's families face.
Making sure your philanthropic dollars are managed with the same best-in-class service as the rest of your wealth.
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This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
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*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
The securities/instruments, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website do not necessarily reflect those of Morgan Stanley.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management AnalystSM (with graph element)®, and Certified Investment Management AnalystSM .
*Private Bankers are employees of Morgan Stanley Private Bank, National Association, Member FDIC
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Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
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