Terry Williams

Associate Vice President, Financial Advisor

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Terry Williams

MY MISSION STATEMENT

Excellence in helping clients like you with your personalized investment and financial strategies

My Story and Services

Welcome

Terry has worked in the financial services industry since 1980, and joined Morgan Stanley in 1993 because of the wide range of financial solutions and resources the firm provides for clients.  He strives to develop effective personal and professional relationships with his clients, intent upon educating and assisting with financial plan development according to their goals and objectives.  Terry holds his Series 7, 63, 66 and 31 licenses and has earned the designation of Associate Vice President and Branch Insurance Coordinator.  His varied roles and comprehensive experience suit his customized approach, while he focuses on Retirement Planning, IRA Rollovers and Insurance.

Born and raised in Lubbock, Terry stays actively involved in the community.  He is a former member of the Board of Directors for the Lubbock Area Foundation, and a passionate supporter of the Spring Fellowship Church as its Chairman of the Board of Elders.  Outside of the office, Terry looks forward most to spending time with his wife, 2 sons Jason and Brian (MD.) and 6 grandchildren, and also enjoys traveling, hunting and fishing. 

Access to Private Banking >

Services Include

  • Wealth Management
  • 401(k) Rollovers
  • 529 Plans
  • Annuities
  • Asset Management
  • Cash Management
  • Certificates of Deposit
  • Corporate Bonds
  • Exchange Traded Funds
  • Fixed Income
  • Institutional Services
  • Lending Products
  • Long Term Care Insurance
  • Professional Portfolio Management
  • Qualified Retirement Plans
  • Retirement Planning

Securities Agent: AR, AZ, CO, FL, GA, LA, MA, MO, MS, MT, NM, OK, TX; General Securities Representative; Investment Advisor Representative; Managed Futures

NMLS#: 1332030


Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck.

Investment Process

INVESTMENT PHILOSOPHY

My philosophy is to work with clients to help them establish their financial goals through objective, customized planning and management of investment assets. 

My purpose is to help you build, and preserve your wealth through the implementation of a highly disciplined investment program.

My goal is to use my skills, knowledge and experience to provide a broad spectrum of highly qualified financial advisory services and solutions.

 

Determine Financial Goals and Objectives

The planning process begins with a comprehensive analysis of your present financial resources, liabilities, and objectives (both short and long term).  It is only after I understand not only your financial needs but also your life goals, that I can offer you guidance to help you achieve your vision for the future.

 

Develop Your Plan

The key to creating a suitable investment plan is to incorporate investment solutions that are tailored to your unique financial goals and objectives.  Our process encompasses your investment time horizon, risk tolerance, and tax considerations in the overall plan design.

Implement Solutions

It is important that you understand and are comfortable with all aspects of the proposed investment plan.  I then work with each client to ensure that our proposed plan implements solutions aimed at helping you reach your unique financial goals.

 

Ongoing Review

 I believe that investment planning is a process and not a one time event. For our clients, developing a custom plan is only one element of our relationship. The planning process is an ongoing relationship characterized by reviewing and discussing your performance, exploring new ideas and adjusting the plan when needed. 


My Commitment to Clients

I am:

Committed to       providing high-quality service, advice and genuine understanding and concern.

Committed to      creating lasting relationships with all of my clients and their families, built on a foundation of trust and integrity.

Committed to       remaining objective in my recommendations at all times.

Committed to       the financial goals of my clients. I strive to deliver ideas, services, and investment advice designed to help clients achieve their goals.

Committed to       personal excellence. I strive to reach ever-higher goals. I bring a visible level of energy, a strong work ethic, and an abiding commitment to my work.

Committed to       improving the community in which I live and work. I encourage others to become actively involved in community service.


Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.

  • Asset management
  • Traditional investments
  • Alternative Investments
  • Impact Investing

Retirement

Working with you to understand your life goals and develop a truly personalized wealth strategy.  Today and for the years to come.

  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Annuities

Business Planning

Partnering with you on key aspects of your business such as ownership, liquidity and developing opportunities.

  • Succession Planning
  • Business Planning
  • Retirement Plan Sponsors
  • Corporate Pension Funds

Family

Creating customized financial strategies for the challenges that today's families face.

  • Estate Planning
  • 529 Plans / Education Planning
  • Long Term Care Insurance
  • Trust Services and Accounting

Philanthropy

Making sure your philanthropic dollars are managed with the same best-in-class service as the rest of your wealth.

  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing

More From Morgan Stanley

Ready to start a conversation? Contact Terry Williams today.

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