The holiday season is upon us.  It’s the time of the year when families will juggle their calendars—as well as their shopping lists.

According to the National Retail Federation (NRF), more than 154 million U.S. consumers shopped during the 2016 Black Friday weekend—three million more than in 2015—and spent an average of $290 per person. For 2017, that number increased to 164 million shoppers.  

During this busy time of year, it's easy to lose track of available cash or exceed your budget. Discovering that your account is unexpectedly low on cash while you're in a checkout line can be inconvenient and embarrassing.

Morgan Stanley's Cash Management Alerts allow you to stay abreast of your cash activity with notifications.  You can easily monitor available cash and debit card use, including large transactions, online transactions and transactions outside the United States via text message, email, and/or the Morgan Stanley Mobile App.

For example, you will receive a notification when your account has either a low available cash balance or no available cash in the account. You will also be informed of transactions made abroad, online or over the phone using your Morgan Stanley Debit Card. You can set an alert reminding you of how much money you have spent using your debit card in a given day. For instance, should you also want to know when you have spent over $100 that day, you can set up a notification that will inform you.

Potential fraudulent activity can be an increased risk during the holiday season and Cash Management Alerts can help minimize impact.

Getting started is quick and easy. Simply enroll in Morgan Stanley Cash Management Alerts by logging on to Morgan Stanley Online, navigating to the Services tab, and clicking on Manage Alerts. Contact your Morgan Stanley Financial Advisor today with any questions or to learn more about other available Morgan Stanley Cash Management solutions.