The Ernie Garcia Group at Morgan Stanley

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The Ernie Garcia Group

OUR MISSION STATEMENT

Making your most important goals our top priorities, we create comprehensive plans to help you achieve success on your terms

Our Story and Services

Our Story

At The Ernie Garcia Group, we are a tightly knit team of wealth management professionals who combine our talents to deliver an exceptional level of service to affluent families and individuals. By adding our insight and experience to the vast resources of Morgan Stanley, we help families like yours address every aspect of their financial lives. 

Providing access to sophisticated capabilities, we work to help you define and reach clear goals -- Protecting the wealth you worked a lifetime to create, educating your children and grandchildren, sustaining your lifestyle through retirement and transferring wealth efficiently to the people and organizations that have added meaning to your life.

We look forward to learning more about you, your family and your goals, and discussing how we can help you live the life you want to live.

Services Include

  • Financial Planning
  • Wealth Management
  • Municipal Bonds
  • Retirement Planning
  • Estate Planning Strategies
  • Sustainable Investing
  • 401(k) Rollovers
  • Annuities
  • Alternative Investments
  • Lending Products
  • Endowments and Foundations
  • Divorce Financial Analysis
  • Life Insurance
  • Trust Accounts


Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck.

Our Clients

Clients

Our clients are intelligent, hard-working people who have created comfortable lives for themselves and their families. They built successful careers or, more often, successful businesses. Some are still actively engaged in those efforts, and others have retired, sold their companies or passed them along to younger generations. They are active in their communities, devoted to their families and enthusiastic about their lives.

More often then not, we start working with new clients at a time of transition, whether that is a pending retirement or the arrival of a first child or grandchild. We work to understand the path they have taken, the challenges they are facing and the goals they have for the future. This ongoing conversation helps us create, implement and continually adjust the plans we create to help them live they lives they want to live, and leave the legacies they want to leave. 

How We Take Care of You

We follow a disciplined process to creating highly customized and truly comprehensive financial plans. This process begins with an in-depth review of your financial, insurance and estate documents, and an in-depth conversation about your needs, concerns and aspirations. The understanding we gain leads to a series of specific recommendations. These are likely to include adjustments to your investment portfolios, but may also involve ideas about your insurance coverage, estate planning, borrowing, budgeting and other aspects of your financial life.

We serve as go-to advisors for every client, eager to help them sort through any financial matter, or help in any other way we can. While situation is unique, we typically focus first on preserving client assets and generating the cash flow needed to sustain their lifestyles. When appropriate for our clients’ goals and risk tolerances, we take advantage of Morgan Stanley’s extensive alternative platform to help generate the cash flow our clients require.


Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are suitable only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

Complimentary Consultation

Call us today to schedule a brief phone call or visit to our office for a complimentary one hour review of your current financial portfolio and estate planning strategy.

No Pressure. No Commitment. Just solid advice.


Sample Financial Plan


Meet The Ernie Garcia Group

Philanthropy

Making sure your philanthropic dollars are managed with the same best-in-class service as the rest of your wealth.

  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing

Insights and Outcomes

Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.

Retirement

Working with you to understand your life goals and develop a truly personalized wealth strategy.  Today and for the years to come.

  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Annuities

Family

Creating customized financial strategies for the challenges that today's families face.

  • Estate Planning
  • 529 Plans / Education Planning
  • Long Term Care Insurance
  • Trust Services and Accounting

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.

  • Asset management
  • Traditional investments
  • Alternative Investments
  • Impact Investing

Business Planning

Partnering with you on key aspects of your business such as ownership, liquidity and developing opportunities.

  • Succession Planning
  • Business Planning
  • Retirement Plan Sponsors
  • Corporate Pension Funds

Ready to start a conversation? Contact The Ernie Garcia Group today.

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