OUR MISSION STATEMENT
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Our team, The Post Oak Group at Morgan Stanley, has advised foundations, endowments, corporate retirement plans and high net worth investors since 1992. From our 26 plus years of assisting our clients, we have learned the following key tenets that stand the test of time:
For our non-profit clients, your organization is dedicated to serving others. So are we! We work from an open architecture platform that puts your best interest at heart at all times, not ours. And, we focus on what matters most—you and your mission. We will guide you from Investment Policy design to implementation of your short and long-term investment plans.
For your qualified retirement plan, you are providing your employees with an opportunity to save for a secure retirement. You are also enhancing your ability to retain your current employees and making your company more attractive to prospective ones. However, if you’re like many plan sponsors, the prospect of overseeing a plan and the responsibilities that come along with it may seem overwhelming. As a Corporate Retirement Director, we have the resources to help address your concerns in a way that makes managing your 401(k) plan easier—so that you can focus on running your business.
Corporate executives, business owners, board members and others who have successfully built their wealth often find they do not have the time, energy, expertise or desire to personally manage their investment portfolios. Many of these high net worth individuals turn to The Post Oak Group at Morgan Stanley for experienced consulting. Our process combines our market-informed judgment with a cost-efficient, tax-aware investment strategy designed to meet a client’s income, growth and capital preservation requirements, done in an open architecture environment. Individual investors benefit from the same resources that we provide to our institutional investors to help maximize growth while managing risk.
Our team, The Post Oak Group at Morgan Stanly, brings an average of 30+ years of experience per team member, working in the non-profit, corporate plan, and high net worth sectors. From this experience, every client relationship is based on the development of a successful oversight structure for the organization that will involve day to day client interaction, advisement on all aspects of the plan, ERISA compliance matters, plan trustee and participant interaction, as well as personal consultation to individual plan participants. Our team has the experience, knowledge, and wherewithal to assist you in developing and maintaining a successful plan for your organization and those that you serve.
When starting a new relationship, we want to begin with figuring out where you are and what are you looking for financially. This discussion will bring about what major goals you are after and where we can help. During this meeting, we will start to build the foundation of our relationship and strategy for your plan.
The next step in our new relationship will be the plan building and development. We will begin to put together the overview and direction of your plan. This plan will help guide you to accomplish your goals and prepare you for possible negative occurrences. As we progress, the plan will change and adjust to your needs and goals in life.
Consultation and Engagement
Throughout our relationship, we will be continuously engaged with and work with you through the easy and difficult times. We will advise you on the direction of your plan and how to continue its success. We meet with our clients every quarter to review the aspects of each client’s plan and possible changes that they might desire. This consistent engagement with our clients is to help ensure that they are well cared for and always on the path to achieve their goals.
Carl is a Senior Institutional Consultant with Morgan Stanley Smith Barney, one of only ninety senior consulting teams across the firm, and leads a 5 member team which serves a diverse group of clients including Family Trusts, Endowments, Foundations, and Ultra High Net Worth Families. As a senior partner, Carl has over 37 years experience in the investment consulting industry. He began his career in 1980 when he joined the investment firm of E.F. Hutton. Mr. Lambert is an active member of the Investment Management Consultants Association (IMCA) and earned the professional designation of Certified Investment Management Analyst (CIMA) in 1995 as offered through the Wharton Business School. Additionally he holds the professional designation of Certified Retirement Plan Specialist (CRPS) offered through The College of Financial Planning.
At Morgan Stanley Wealth Management, Carl serves in the capacity of Senior Vice-President, Senior Institutional Consultant and Corporate Client Group Director with practical experience in assisting institutional investors in the design of investment policy; asset allocation strategies; selection of appropriate investment managers and conducting portfolio reviews. Carl and his team were profiled in the June 2011 edition of Forbes magazine.
Securities Agent: AL, CA, FL, IL, IN, LA, NM, NV, NY, OK, OR, PA, TX, VA, WA; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
Joe Gutkowski leads a seasoned consulting practice with over 32 years of experience, beginning his investment consulting career in 1985. His primary focus and day to day responsibilities include coordinating the team’s client interaction and advisement on all aspects of their corporate retirement plan client requirements. Your expectation should include Joe’s constant engagement with your organization, management of regulatory issues, and development of simple and direct solutions for your plan.
Joe has written articles for various financial publications and has appeared on local financial related public television and radio. In addition, Joe is has been awarded the 5 Star Wealth Manager Designation from 2012 thru 2017; he and his team have been profiled in Forbes magazine and recognized by NAPA in"XXX(year)"as one of the country’s top retirement plan advisors.
Education, Training, and Registration
Texas A&M University, College Station, TX – BS Chemical Engineering, 1984
Series 7, 31, 63 and 65 registrations
Certified Investment Management Analyst
Senior Institutional Consultant
Securities Agent: AL, CA, FL, MA, MD, MT, NV, NY, OK, TN, TX, VA, WA; General Securities Representative; Investment Advisor Representative; Managed Futures
Lindsay Lambert focuses on building defined contribution plans, using a comprehensive and personalized approach to build and maintain plans.
With more than 12 years of industry experience, Lindsay works with all client plan trustees and their participants. Lindsay is well-versed in ERISA compliance matters and works closely with plan sponsors to examine the health of their plan, identify potential weaknesses, and determine appropriate solutions.
Lindsay meets quarterly with clients to review various aspects of each client’s plan, such as signatory documents, loans, fiduciary coverage, investments, fees, education, etc. The review process is managed to ensure that all topics are reviewed every 18-24 months. Additionally, Lindsay provides personal consultation with individual plan participants. She understands the importance of employee engagement and easily creates an environment where participants are comfortable to engage and learn.
Securities Agent: AL, CA, FL, IL, IN, LA, MO, NM, NV, NY, OK, OR, PA, TX, VA, WA; General Securities Representative; Investment Advisor Representative; Managed Futures
Texas A&M University, College Station, TX – BS Electrical Systems Engineering Series 7 and 66 registration
Securities Agent: CA, TX; General Securities Representative; Investment Advisor Representative
Ruth Whitlock has been a Senior Registered Client Associate on the Post Oak Group Institutional Consulting Team at Morgan Stanley since 2015. Ruth began her career in 1975 with Merrill Lynch Pierce Fenner & Smith, moving to Paine Webber in 1984 and Morgan Stanley in 2009. Ruth focuses on providing superior client service and heading up all aspects of our operations for our institutional consulting clients.
Julia Hine is a Senior Registered Client Associate with Morgan Stanley. She is a 30 year veteran of the consulting industry, beginning in 1981 with Merrill Lynch Pierce Fenner & Smith with a move to Morgan Stanley in 2004. Julia’s daily task is to assist the team in handling all administrative and accounting requirements for each client. Julia’s motto is to provide “World Class” service to each and every client each and every day.
Partnering with you on key aspects of your business such as ownership, liquidity and developing opportunities.
Working with you to understand your life goals and develop a truly personalized wealth strategy. Today and for the years to come.
Working closely with you to guide your wealth and investments through the most challenging market cycles.
Creating customized financial strategies for the challenges that today's families face.
Making sure your philanthropic dollars are managed with the same best-in-class service as the rest of your wealth.
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