OUR MISSION STATEMENT
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Experience, intellectual capital and dedicated personal service to help you meet your life goals
When your portfolio grows, so too does its complexity and the resources needed to help manage it. Our team holds the Executive Financial Services designation and works largely with corporate executives and other insiders of life sciences and technology companies. We advise our clients on pre & post IPO concentrated stock and help develop a strategy for their investments on an ongoing basis. We provide objective advice on critical financial matters. Our wealth management approach is rooted in a holistic financial planning process which allows us to work with our clients to understand their assets and liabilities, cash flows, and the risks and opportunities in the marketplace.
Our group works with clients up and down the Pacific Coast. We have a unique ability to cover the entire West Coast with team members located in both San Francisco and Los Angeles. The team’s geographic diversity not only brings personal access to clients in various regions but also expands our investment approach to include some of the best ideas from Silicon Valley to San Diego, the Southernmost Hub of Tech/Biotechnology.
Our team serves a variety of corporations in the life sciences and technology sectors in providing executive financial services to the executive suite and other insiders. We focus on providing advice for pre & post-IPO concentrated stock and uncover gifting, lending and liquidity strategies that are in line with a company’s insider trading policy. Our team is often hired as the captive broker for the executive’s 10b5-1 plans and program.
Morgan Stanley is #1 in the 10b5-1 business, with approximately 25% of market share. Morgan Stanley, unlike most providers in the space, has a dedicated 10b5-1 department, that focuses solely on the establishment, management, execution and reporting of 10b5-1 plans and trades. For a company with multiple executives trading through a 10b5-1 Plan, it is important to be able to control order flow and execution to avoid driving the stock price down unnecessarily, especially for large volume trades. Our systems and proprietary trading platform help us to manage this risk and reduce the volatility of the stock during sales.
In addition to this, we assist each executive in developing a liquidation strategy and trading schedule based on their needs and goals. We draft the 10b5-1 documents in compliance with corporate policy and work directly with corporate counsel or the company administrator to obtain plan approvals. Our team will streamline plan administration and sale executions and ensures that all Section 16 notifications are provided and Rule 144’s are filed. Finally, we coordinate the executive’s stock clearance with the transfer agent and stock plan providers to provide timely settlement of all trades.
Your Portfolio Manager will use his/her discretion to identify an investment strategy tailored to meet your needs.
Throughout your relationship, you’ll have direct access to the investment professional managing your portfolio.
Each account can be individually customized to meet your requirements for growth, income or preservation of capital within your risk constraints.
Fees for the program are based on your account’s asset level, not on the number of transactions performed in a given time period.
Morgan Stanley Goals Planning System (GPS) is an innovative new platform that will enable us to discuss your goals and determine if you are on track to achieve them.
Our objective is to help you chart a course that gets you where you want to be, and have the ability to adjust as personal situations and market change.
Joe is a Senior Vice President, Wealth Advisor, and Executive Financial Services Director at Morgan Stanley. He has been in the investments and insurance industry since 1996, and has focused his career on serving the investment and financial planning needs of high-net-worth private clients.
In 2000, Joe co-authored and published the book Employee Stock Options: A Strategic Planning Guide for the 21st Century Optionaire, after building an expertise in handling situations of concentrated equity. While he has been involved in assisting companies with developing corporate compensation plans and insider trading policies, his main focus is working with individuals and their families to develop and implement long term financial plans that are tailored to meet their individual needs and goals.
Joe is a graduate of Hamilton College in Clinton, NY and has completed his Certificate of Financial Planning. Joe maintains his Series 7, 31, 63 and 65 Securities Licenses, as well as his Health and Life Insurance Licenses. In addition, in 2017 he attended Harvard University, John F. Kennedy School of Government and completed an Investment Decisions and Behavioral Finance program.
Joe was born in New York and raised in Cincinnati, Ohio, but has been in the Bay Area for more than 2 decades. He is married with three children and lives in Orinda, California. Outside of work, Joe enjoys hiking with his dogs, coaching his son’s little league baseball teams and supporting his children’s various sporting and artistic efforts.
Securities Agent: AZ, CA, CO, DC, FL, GA, IA, ID, IL, KY, MA, MD, MI, MN, ND, NJ, NM, NV, NY, OH, OK, OR, PA, TX, VA, WA, WI; General Securities Representative; Investment Advisor Representative; Managed Futures
CA License#: 0C16755
Mikhail is a Senior Vice President, CFP®, and Executive Financial Services Director at Morgan Stanley. Mikhail was born and raised in San Francisco, California. He attended The University of California, Davis graduating with a Bachelor’s degree in 2004. From 2003-2005 he managed corporate relationships in the Sacramento area for Nextel Communications. From 2005-2007, upon his return to the Bay Area, he worked as a financial planner with American Express Financial Advisors in San Francisco. There he created and implemented financial planning strategies for high net worth clients.
Mikhail joined Morgan Stanley as a financial advisor in 2007 and has successfully grown a business of corporate executives and business owners in the Bay Area and Los Angeles. Mikhail is a CERTIFIED FINANCIAL PLANNER™. In addition, in 2017 he attended Harvard University, John F. Kennedy School of Government and completed an Investment Decisions and Behavioral Finance program. He maintains his Series 7, 31, and 66 Securities Licenses and his Health and Life Insurance Licenses.
Outside of work, Mikhail enjoys spending time with his family, outdoor activities and giving back to the community. He has competed in numerous Ironman 70.3 & 140.6 triathlons and supports local foster care programs by serving on the board of directors for the San Francisco Court Appointed Special Advocates (SFCASA). Mikhail and his family split time between Los Angeles and San Francisco enjoying all the adventures that California has to offer.
Securities Agent: AZ, CA, CO, DC, FL, GA, IA, IL, KY, MA, MD, MI, MN, NC, NJ, NM, NV, NY, OH, OK, OR, PA, TX, VA, WA, WI; General Securities Representative; Investment Advisor Representative; Managed Futures
CA License#: 0F27027
Jonathan Shane joined the Stern-Hess group in 2011 and is responsible for business development, corporate relationship management, and comprehensive financial planning. Jonathan is the initial point of contact for all new 10b5-1 plan and Executive Financial Service programs for the team’s corporate clients. A specialist in Morgan Stanley’s financial planning tool, LifeView, Jonathan provides clients with in-depth analyses of their individual retirement horizon and other long term goals. His ability to work with clients to help them solve their complex financial issues has made him an integral part of every client relationship. He was recognized and earned membership in the 2018 Pacesetter’s Club within Morgan Stanley. This highly prestigious award is earned through exceptional performance and dedication to clients.
Jonathan is a Bay Area native and attended the University of Arizona, graduating with a Bachelor of Science in Business Economics. He has his series 7 and 66 Securities Licenses as well as his Health and Life Insurance Licenses and is currently studying for the Certified Financial Planner designation. In his spare time, he enjoys playing golf, traveling the world and watching his Bay Area professional sports teams win world championships.
Securities Agent: AZ, CA, CO, DC, FL, GA, IA, IL, KY, MA, MD, MI, MN, NC, NJ, NM, NV, NY, OH, OK, OR, PA, TX, VA, WA, WI; General Securities Representative; Investment Advisor Representative
Holden Hartmann started working for the Stern-Hess group in 2015 while attending UC Berkeley. After graduating in 2017, he was hired as a Financial Advisor at Morgan Stanley and joined the team in a formal capacity. He works primarily in corporate business development and account management for his clients. By perfecting his use of Morgan Stanley’s financial planning tool, LifeView, Holden develops highly in-depth analyses of his clients’ individual retirement horizon and goals. Growing up with a family of lawyers, he understands the life that comes with that profession, among others like it, and seeks to use that understanding to tailor his investment management process toward those with an especially busy schedule.
Holden is a native of Dallas, Texas and attended
Securities Agent: CA, TX; General Securities Representative; Investment Advisor Representative
Sylvia has been working in the financial industry for 21 years, 18 of those have been spent at Morgan Stanley. Her focus is on the operations side of the business has made her a crucial member of the team.
Sylvia has her Series 7, 63 and 66 Securities Licenses as well as her California Life and Health Insurance Licenses.
Jennifer is the newest addition to our team and has been with the firm for 2 years.
Nancy has extensive knowledge dealing with daily client operations and has been working in the financial industry for over 16 years. Her administrative role is a very important resource to the team.
Nancy has her Series 7, 63 and 66 Securities Licenses.
Working closely with you to guide your wealth and investments through the most challenging market cycles.
Creating customized financial strategies for the challenges that today's families face.
Working with you to understand your life goals and develop a truly personalized wealth strategy. Today and for the years to come.
Partnering with you on key aspects of your business such as ownership, liquidity and developing opportunities.
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