Vicki A. Schilling

First Vice President, Financial Advisor, Senior Portfolio Manager

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Vicki A. Schilling


Comprehensive wealth planning strategies for your life and legacy

My Story and Services

Life Story

After graduating from the University of South Dakota in 1982 with a Bachelor of Science degree in business administration with an emphasis in accounting, Vicki started her financial career. She began in public accounting, moved on to corporate accounting, and finally found her calling in the Wealth Management world of finance 25 years ago.

Through her wealth management work, Vicki designs a customized financial plan for each and every client -- from simple to incredibly complex. Her careful listening, questioning and straight-forward input helps ensure that each plan is a road map designed for accomplishing that person's most meaningful goals. 

Along with her clients dreams, Vicki's most important dream is to leave a legacy. She fulfills this through helping clients pass assets from generation to generation; watching her daughter make her own way in the world; and her participation in the community. 

In her spare time, this dog lover spends her time clogging, scrap-booking and serving as a volunteer at YFS, Love Inc., Buffalo Gals, Zonta of the Black Hills and the Agriculture and Natural Resources committee of the Rapid City Chamber. She is also a member of Blessed Sacrament Church. 

When asked what keeps her enthusiasm at 120 percent, Vicki says, "I get to spend my time serving some of the most wonderful people in the world. They are smart, they are decision makers, and they expect me to be informed, responsive, and resourceful. They inspire me and they push me to keep stretching!"

Access to Private Banking >

Services Include

  • Wealth Management
  • Business Planning
  • Cash Management
  • Financial Planning
  • Retirement Planning

Securities Agent: AZ, CA, CO, IA, ID, KS, MA, MN, MT, ND, NE, NV, SD, TX, WY; General Securities Representative; Investment Advisor Representative

NMLS#: 1507454

Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck.



Prior to Vicki's 25 years in the financial services industry, she spent 12 years in public and corporate accounting. 

Being from a small town, Vicki is very qualified in assisting the farming and ranching communities around South Dakota, Wyoming, North Dakota and Nebraska with her agricultural background.

She also excels at working with 401k rollovers as a retirement professional and helping small business owners with succession planning. Alongside her other skills, Vicki is well versed in the division of assets in divorce settlements, along with finalizing estate-asset divisions.

If your family is in need of an advisor, Vicki is always ready to help.

Working With You

Working With You

Vicki Schilling – Financial Advisor

Morgan Stanley Wealth Management

The First 90 Days

Our dedication to having a defined and understandable process helps us to provide you with an outstanding experience you feel comfortable with.

Day 1-30

  • Review current portfolio
  • Prepare recommendations
  • Establish new accounts
  • Provide copies of important documents for review (trusts, wills, tax returns, insurance, etc.)
  • Gather financial planning data

Day 30-60

  • Implement portfolio recommendations
  • Update cost basis of old holdings
  • Activate online services
  • Enroll in paperless delivery
  • Set up banking services (Electronic funds transfer, checking, debit and credit cards)
  • Open line of credit
  • Review important documents
  • Agree on financial plan

Day 60-90

  • Review new Morgan Stanley monthly statements
  • Review beneficiaries, both Morgan Stanley and non-Morgan Stanley assets
    (consider Transfer of Death agreement)
  • Trust and will review
  • Life insurance review
  • Long-term care insurance review
  • Review previous years' income taxes
  • Calculate required minimum distribution for withdrawal and tax planning
  • Prepare initial draft of financial plan
  • Establish a financial plan



  • 909 St Joseph St 6th Fl
  • Rapid City, SD 57701


    Working closely with you to guide your wealth and investments through the most challenging market cycles.

    • Asset management
    • Traditional investments
    • Alternative Investments
    • Impact Investing


    Creating customized financial strategies for the challenges that today's families face.

    • Estate Planning
    • 529 Plans / Education Planning
    • Long Term Care Insurance
    • Trust Services and Accounting


    Working with you to understand your life goals and develop a truly personalized wealth strategy.  Today and for the years to come.

    • 401(k) Rollovers
    • IRA Plans
    • Retirement income strategies
    • Annuities

    Business Planning

    Partnering with you on key aspects of your business such as ownership, liquidity and developing opportunities.

    • Succession Planning
    • Business Planning
    • Retirement Plan Sponsors
    • Corporate Pension Funds


    Making sure your philanthropic dollars are managed with the same best-in-class service as the rest of your wealth.

    • Endowments
    • Foundations
    • Donor Advised Funds
    • Impact Investing

    Ready to start a conversation? Contact Vicki A. Schilling today.

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