OUR MISSION STATEMENT
By doing what we do best we want to give you more time to do what you do best.
By doing what we do best we want to give you more time to do what you do best.
At Young & Associates at Morgan Stanley, our clients have achieved big things. And they have even bigger goals for their future.
Our team of six manages more than $1 billion of assets. Our goal is to help smart, busy Silicon Valley professionals build on their success. By doing what we do best – financial planning and portfolio management – we want to give you more time to do what you do best.
Whether you are retiring executive deciding what’s next for your company and family, an entrepreneur planning for future chapters of your life, or a professional athlete interested in giving back to your community, we are here to help you achieve a rewarding lifestyle and a lasting legacy.
Cheryl Young has been a financial advisor since 1998 and is the founder of Young & Associates. As a Certified Financial Advisor® and Portfolio Manager®, Cheryl brings a comprehensive approach to wealth management, focusing on portfolio management and stock option planning strategies, and enjoys working with entrepreneurs, executives, engineers and professional athletes in Silicon Valley.
Cheryl is a Managing Director at Morgan Stanley. She has been recognized and quoted as a top Wealth Advisor in numerous publications including The Wall St. Journal, Forbes Magazine, Barron’s, On Wall Street, Registered Rep, Financial Times, and Working Mother Magazine. She has been ranked by Barron’s in the top 1% since 2009, and made the Top 100 Forbes list since 2016.
Cheryl has taught numerous classes to Fortune 500 companies on what she likes to call “Financial Fitness,” and spoken about options at the Montreal and the New York Stock Exchanges. She is on the Leadership Board for the Options Industry Council, the educational arm of the Chicago Board Options Exchange, and is a board member of Omniquo, Inc. Cheryl is also a leader in educating women in finance at a firm level and in her community.
Cheryl attended New Mexico State University on a Presidential Scholarship, at age 16 and graduated at age 20 with a B.A. in Psychology and a minor in Business. She continued her post-graduate work in Biochemistry at the University of New Mexico. Cheryl earned her Certified Portfolio Manager Certification through Columbia University’s Masters of Engineering School in 2013.
Cheryl is also active in local philanthropy, including serving on the board of Archbishop Mitty High School and Fresh Lifelines for Youth. She is an avid runner and has completed many marathons including the Boston Marathon multiple times. Cheryl is the mother of three active boys, and loves skiing, kickboxing, good wines and traveling. Social impact is an area of focus both professionally and personally.
BM/Supervisor; Securities Agent: AZ, CA, CO, CT, DC, DE, FL, HI, IL, IN, LA, MD, MI, NC, NJ, NM, NV, NY, OR, TX, UT, VT, WA, WI; General Securities Representative; Investment Advisor Representative; Managed Futures
Boaz is the Young & Associates Team lead financial planning and insurance analyst, and has been with the Team since 2008. Boaz works diligently with the Team’s advisor and clients to address the unique needs of high-net-worth families and small businesses. Clients can contact Boaz with any general financial planning questions, analysis updates, estate planning, and insurance needs. He is also the emergency/backup contact if Cheryl is unavailable.
A member of the financial services industry since 2004, Boaz holds Series 7 and 66 securities licenses; California Life, Health and Long-Term Care Insurance Licenses; Variable Contracts Insurance License; and is pursuing the Certified Financial Planner™ designation. Boaz is a graduate of the University of California, San Diego, where he earned a B.A. in Economics.
Boaz is an avid Bay area sports fan and enjoys supporting his teams. He lives in Campbell with his wife Vanessa and his two sons, Brayden and Jordan.
Wey joined the Young & Associates Team in 2016 as Group Director, bringing over 18 years of industry experience and knowledge to the team. Prior to joining the team, Wey served as Complex Risk Officer and Assistant Operations Manager at Morgan Stanley. Wey coordinates all administrative and operational functions for Young & Associates and manages supporting team members to ensure a high-quality experience for clients. While Wey is primarily responsible for managing Team operations, clients can call Wey directly for help with setting up new accounts, consolidating of retirement assets, and with any general questions.
Wey holds a Bachelor’s degree in Business Administration and an MBA from University of Central Arkansas. She is series 7, 63, 65, 3, and 9/10-licensed and brings to the team her wealth of knowledge in industry rules and regulations.
Wey lives in Los Gatos with her husband and two sons. In her spare time, she enjoys vegetable gardening, cooking, and challenging her husband and her boys on the tennis court. Born and raised in Malaysia, Wey is fluent in Malay, Mandarin and three Chinese other dialects.
Jennifer is an Assistant Vice President and Wealth Management Associate and has been with the Young & Associates Team since 2006. She is a highly-organized office manager and is dedicated to providing attentive, efficient service to each and every client. In addition to managing the Team’s schedule, Jennifer helps integrate private banking for clients, handles money movements and scheduling. Jennifer is the first point of contact for clients, and can coordinate which Team member can best address their complex needs.
Jennifer has extensive industry experience, and holds Series 7 and 66 securities licenses. A 2003 graduate of Chico State University, Jennifer holds a B.S. degree in Hotel Management and Business Administration. When not working, she enjoys taking classes at Dailey Method, Studio Kicks and spending time with her daughter, Maddie, husband, Jeff and dog, Ryder.
Nick joined Young & Associates as a Wealth Management Associate. Coming from a planning background, his values are in line with the team’s philosophy that focuses on the particular needs of Young & Associates high net worth clients. He helps the team with the analysis, construction, and ongoing updates of client’s comprehensive financial plans.
He earned his Bachelor’s degree in Finance from San Jose State University in 2012 and has been in the Financial Services industry since. He holds his Series 7, 63, and 65 securities licenses; CA Life, Health, and Long-Term Care Insurance Licenses; Variable Contracts Insurance License.
While not working Nick enjoys: discovering new restaurants to share with friends and family, finding scenic mountain roads to drive on, staying active doing circuit training inspired workouts, traveling & cooking with his girlfriend Gia, and outdoor activities ranging from hiking to target shooting.
Marci joined Young & Associates in 2017. As the Client Service Associate she is responsible for account maintenance, client service, and daily operations.
She comes to our team from the personal lines insurance industry.
A Los Gatos native, Marci is a dedicated volunteer within the community. She enjoys spending time with her two sons and wine tasting and hiking with friends.
Working closely with you to guide your wealth and investments through the most challenging market cycles.
Creating customized financial strategies for the challenges that today's families face.
Working with you to understand your life goals and develop a truly personalized wealth strategy. Today and for the years to come.
Partnering with you on key aspects of your business such as ownership, liquidity and developing opportunities.
Making sure your philanthropic dollars are managed with the same best-in-class service as the rest of your wealth.
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
Our complimentary program for eligible clients provides you and your family with access to exclusive offers and discounts from premium travel, automotive, health and wellness, and retail brands as well as curated insights from Morgan Stanley.
With eDelivery, you’ll have easy access to statements, trade confirmations, general correspondence and much more.
This information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link: http://www.morganstanley.com/disclaimers/mssbemail.html. Any profiles and associated content are for U.S. residents only
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Morgan Stanley Smith Barney LLC and its affiliates do not provide tax or legal advice. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
The securities/instruments, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website do not necessarily reflect those of Morgan Stanley.
Certified Financial Planner™ Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with flame logo)® in the U.S., which it awards to individuals who successfully complete CFP® Board's initial and ongoing certification requirements.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management AnalystSM (with graph element)®, and Certified Investment Management AnalystSM .
*Private Bankers are employees of Morgan Stanley Private Bank, National Association, Member FDIC
* Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
CRC 1369093 12/15